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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Excellent Service

5
Brilliant Brilliant Brilliant Reviewed on: 21st February 2023
Anthony Parr's avatar
Anthony Parr

Great Card

4
Easy to apply and access account. Received promptly and was able to use immediately. App is easy to use. Would highly recommend compared to other Credit Cards i have used in the past. Reviewed on: 21st February 2023
EBlack's avatar
EBlack

Bad credit

5
I was made bankrupt but was given a chance by Zopa Reviewed on: 21st February 2023
Craig's avatar
Craig

Great bank helpful quick & efficient

5
Easy banking always know transactions straight away Reviewed on: 21st February 2023
Anthony Higgins 's avatar
Anthony Higgins

Good company

5
Amazing company with good customer service ,helpful and treat customer with dignity and respect Reviewed on: 21st February 2023
Assronon Gouhere 's avatar
Assronon Gouhere

Great Card

5
Good Credit Card, especially if you have no credit history/bad credit. straight forward app and helpful with any questions or issues. Reviewed on: 21st February 2023
Ollie's avatar
Ollie

Zopa Credit Card

5
Brilliant company who are inclusive to all regardless of circumstances. Reviewed on: 21st February 2023
denandjane3@sky.com's avatar
[email protected]

Amazing

5
Fabulous to have as a back up being a single parent to two children. Especially now when the cost off everything has gone up Reviewed on: 21st February 2023
Becky 's avatar
Becky

Amazing

5
It’s amazing I can spend money and pay it back with interest Reviewed on: 21st February 2023
Rob's avatar
Rob

Great company super rates

4
Very professional easy to apply and have an online interactive portal Reviewed on: 21st February 2023
raha vlogs's avatar
raha vlogs

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