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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Excellent customer services great product Reviewed on: 21st February 2023

Hassle free

Great customer service and hassle free Reviewed on: 21st February 2023

Standard

Yeh ok not to much to brag about Reviewed on: 21st February 2023

Good company

feel like they want to help you not just take your money Reviewed on: 21st February 2023

Good

Zopa is a good company approved my request when no other company did Reviewed on: 21st February 2023

Easy process

Very easy application, amazing app for you to keep up with payments and manage your spend. Would highly recommend Zopa Reviewed on: 21st February 2023

Super card and easy app to navigate.!

So easy to use there app unlike other credit cards I have, you can easily see when u have to pay, download your statements, check your pin if you’ve forgot. the team are friendly and helpful..I would definitely recommend Zopa to friends and family.! Reviewed on: 21st February 2023

Great company

Helpfull good customer service would recommend to friends and family Reviewed on: 21st February 2023

Excellent Service

Brilliant Brilliant Brilliant Reviewed on: 21st February 2023

Great Card

Easy to apply and access account. Received promptly and was able to use immediately. App is easy to use. Would highly recommend compared to other Credit Cards i have used in the past. Reviewed on: 21st February 2023

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