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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Good service

I’m very happy for these company San time help my to much thank you Reviewed on: 21st February 2023

Fantastic Company - Thank You

Brilliant service throughout from Zopa, they’ve given me a chance when nobody else would, I’ve managed to build my credit rating and look forward to a more positive financial future - thank you! Reviewed on: 21st February 2023

Amazing

So easy to manage and a great costumer service Reviewed on: 21st February 2023

Fantastic credit card

I have found Zopa to be a fantastic company to deal with. There app is so easy to use don't have any problems with it at all Reviewed on: 21st February 2023

Credit card

So easy to deal with and the app is really easy to follow Reviewed on: 21st February 2023

Excellent experience

Card works for me, it's simple to use, I look forward to receiving a limit increase in due course Reviewed on: 21st February 2023

Excellent

Excellent customer services great product Reviewed on: 21st February 2023

Hassle free

Great customer service and hassle free Reviewed on: 21st February 2023

Standard

Yeh ok not to much to brag about Reviewed on: 21st February 2023

Good company

feel like they want to help you not just take your money Reviewed on: 21st February 2023

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