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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit card

So easy to deal with and the app is really easy to follow Reviewed on: 21st February 2023

Excellent experience

Card works for me, it's simple to use, I look forward to receiving a limit increase in due course Reviewed on: 21st February 2023

Excellent

Excellent customer services great product Reviewed on: 21st February 2023

Hassle free

Great customer service and hassle free Reviewed on: 21st February 2023

Standard

Yeh ok not to much to brag about Reviewed on: 21st February 2023

Good company

feel like they want to help you not just take your money Reviewed on: 21st February 2023

Good

Zopa is a good company approved my request when no other company did Reviewed on: 21st February 2023

Easy process

Very easy application, amazing app for you to keep up with payments and manage your spend. Would highly recommend Zopa Reviewed on: 21st February 2023

Super card and easy app to navigate.!

So easy to use there app unlike other credit cards I have, you can easily see when u have to pay, download your statements, check your pin if you’ve forgot. the team are friendly and helpful..I would definitely recommend Zopa to friends and family.! Reviewed on: 21st February 2023

Great company

Helpfull good customer service would recommend to friends and family Reviewed on: 21st February 2023

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