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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very friendly and helpful staff

Statements issued in plenty of time. Reviewed on: 21st February 2023

zopa is the best

low intrest credit limit great love zopa Reviewed on: 21st February 2023

Great service

No issues. Fair, transparent. Easy to deal with Reviewed on: 21st February 2023

Quick & easy

Zopa is a brilliant credit card, so much so that I have closed other accounts because I prefer dealing with Zopa. The app is great and well laid out as well Reviewed on: 21st February 2023

Easy well managed

It was easy to set up, easy to manage, app is simple to use and notifications are great. Overall easy and great to use. Reviewed on: 21st February 2023

Fair

Fair and clear terms, easy to manage. Reviewed on: 21st February 2023

Loyalty

Zopa offered me a credit card when no one ese would so they have my loyalty Reviewed on: 21st February 2023

Big thumbs up

Never had a single problem with Zopa. So much to offer and such great customer service. Would recommend to all. T Reviewed on: 21st February 2023

Great company

Very easy to use the app and given all correct information Reviewed on: 21st February 2023

Great

Very responsive and honest company. Recommended to friends and family Reviewed on: 21st February 2023

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