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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Loyalty

Zopa offered me a credit card when no one ese would so they have my loyalty Reviewed on: 21st February 2023

Big thumbs up

Never had a single problem with Zopa. So much to offer and such great customer service. Would recommend to all. T Reviewed on: 21st February 2023

Great company

Very easy to use the app and given all correct information Reviewed on: 21st February 2023

Great

Very responsive and honest company. Recommended to friends and family Reviewed on: 21st February 2023

Good service

I’m very happy for these company San time help my to much thank you Reviewed on: 21st February 2023

Fantastic Company - Thank You

Brilliant service throughout from Zopa, they’ve given me a chance when nobody else would, I’ve managed to build my credit rating and look forward to a more positive financial future - thank you! Reviewed on: 21st February 2023

Amazing

So easy to manage and a great costumer service Reviewed on: 21st February 2023

Fantastic credit card

I have found Zopa to be a fantastic company to deal with. There app is so easy to use don't have any problems with it at all Reviewed on: 21st February 2023

Credit card

So easy to deal with and the app is really easy to follow Reviewed on: 21st February 2023

Excellent experience

Card works for me, it's simple to use, I look forward to receiving a limit increase in due course Reviewed on: 21st February 2023

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