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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service.

Easy to use very efficient quality service. Reviewed on: 21st February 2023

Brilliant service

Fab service, easy and straight forward. User friendly app Reviewed on: 21st February 2023

Top class

Always alerts me a few days before payments and are flexible Reviewed on: 21st February 2023

Simple and straight forward credit card

Easy to apply and online statement Reviewed on: 21st February 2023

Very friendly and helpful staff

Statements issued in plenty of time. Reviewed on: 21st February 2023

zopa is the best

low intrest credit limit great love zopa Reviewed on: 21st February 2023

Great service

No issues. Fair, transparent. Easy to deal with Reviewed on: 21st February 2023

Quick & easy

Zopa is a brilliant credit card, so much so that I have closed other accounts because I prefer dealing with Zopa. The app is great and well laid out as well Reviewed on: 21st February 2023

Easy well managed

It was easy to set up, easy to manage, app is simple to use and notifications are great. Overall easy and great to use. Reviewed on: 21st February 2023

Fair

Fair and clear terms, easy to manage. Reviewed on: 21st February 2023

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