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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy well managed

It was easy to set up, easy to manage, app is simple to use and notifications are great. Overall easy and great to use. Reviewed on: 21st February 2023

Fair

Fair and clear terms, easy to manage. Reviewed on: 21st February 2023

Loyalty

Zopa offered me a credit card when no one ese would so they have my loyalty Reviewed on: 21st February 2023

Big thumbs up

Never had a single problem with Zopa. So much to offer and such great customer service. Would recommend to all. T Reviewed on: 21st February 2023

Great company

Very easy to use the app and given all correct information Reviewed on: 21st February 2023

Great

Very responsive and honest company. Recommended to friends and family Reviewed on: 21st February 2023

Good service

I’m very happy for these company San time help my to much thank you Reviewed on: 21st February 2023

Fantastic Company - Thank You

Brilliant service throughout from Zopa, they’ve given me a chance when nobody else would, I’ve managed to build my credit rating and look forward to a more positive financial future - thank you! Reviewed on: 21st February 2023

Amazing

So easy to manage and a great costumer service Reviewed on: 21st February 2023

Fantastic credit card

I have found Zopa to be a fantastic company to deal with. There app is so easy to use don't have any problems with it at all Reviewed on: 21st February 2023

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