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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best company I have ever dealt with

Overall service is outstanding I would highly recommend Reviewed on: 21st February 2023

A great credit card

Great company, great app, great card!! Reviewed on: 21st February 2023

Credit made simple

I applied for. Zopa credit card recently. I’ve applied for others in the past and all ways found it quite confusing and complicated. However at Zopa they made the whole process so simple and easy to use. I would recommend Zopa to anyone who needs a card . Great company great credit. Many thanks Zopa . Reviewed on: 21st February 2023

Easy to use and cheap

Since I have, no issues, easy to use and no issues with the payment Reviewed on: 21st February 2023

Great card and good service

Great card and good service. I used the card to rebuild my credit history and have successfully done so Reviewed on: 21st February 2023

Excellent credit card offer

Excellent credit card offer with good interest rate, easy to use app and friendly customer support. Reviewed on: 21st February 2023

Excellent service.

Easy to use very efficient quality service. Reviewed on: 21st February 2023

Brilliant service

Fab service, easy and straight forward. User friendly app Reviewed on: 21st February 2023

Top class

Always alerts me a few days before payments and are flexible Reviewed on: 21st February 2023

Simple and straight forward credit card

Easy to apply and online statement Reviewed on: 21st February 2023

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