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Zopa: Credit card reviews

4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44353)

Amazing card.

5
I’ve recommended to all my friends.Got an increase really quick, can also create a savings account. Very useful! I think everyone should have one. Reviewed on: 21st February 2023

Top notch

5
My experience with Zopa has been amazing, it gives you a opinion to give you a credit cushion so you don’t spend to much and always there to help with any customer care problems Reviewed on: 21st February 2023

Good rates easy to apply

5
Easy process to apply, quick confirmation for approval, good app, easy to manage my card and payments. Reviewed on: 21st February 2023

Great Service

5
Great service all the time I have called them Reviewed on: 21st February 2023

Reliable

5
With it, I'm able to balance my financial stability and it's easy to use with no hidden fees. Reviewed on: 21st February 2023

Great

5
Never have an issue with this company. The app is so easy to use. Great!. Reviewed on: 21st February 2023

Brilliant and simple service to use

5
Very easy to use the service. Transparent and always kept up to date with all information regarding my account. Would highly recommend. Reviewed on: 21st February 2023

Super easy app

5
The app is amazing so easy to navigate Reviewed on: 21st February 2023

Great

5
Thank you so much, all well It is a great bank. I highly recommend it to my friends Reviewed on: 21st February 2023

Vote

5
Best credit card provider. Always easy to get help. Reviewed on: 21st February 2023

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