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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant and simple service to use

Very easy to use the service. Transparent and always kept up to date with all information regarding my account. Would highly recommend. Reviewed on: 21st February 2023

Super easy app

The app is amazing so easy to navigate Reviewed on: 21st February 2023

Great

Thank you so much, all well It is a great bank. I highly recommend it to my friends Reviewed on: 21st February 2023

Vote

Best credit card provider. Always easy to get help. Reviewed on: 21st February 2023

Best company I have ever dealt with

Overall service is outstanding I would highly recommend Reviewed on: 21st February 2023

A great credit card

Great company, great app, great card!! Reviewed on: 21st February 2023

Credit made simple

I applied for. Zopa credit card recently. I’ve applied for others in the past and all ways found it quite confusing and complicated. However at Zopa they made the whole process so simple and easy to use. I would recommend Zopa to anyone who needs a card . Great company great credit. Many thanks Zopa . Reviewed on: 21st February 2023

Easy to use and cheap

Since I have, no issues, easy to use and no issues with the payment Reviewed on: 21st February 2023

Great card and good service

Great card and good service. I used the card to rebuild my credit history and have successfully done so Reviewed on: 21st February 2023

Excellent credit card offer

Excellent credit card offer with good interest rate, easy to use app and friendly customer support. Reviewed on: 21st February 2023

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