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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good credit card

Very happy with my card and credit limit Reviewed on: 21st February 2023

Great card

Very good card with a competitive apr Reviewed on: 21st February 2023

Excellent service

Excellent service with fantastic app, so easy and simple. Reviewed on: 21st February 2023

Igor

The service is very good, the customer service is also easy to reach and they are very responsive. Reviewed on: 21st February 2023

Amazing card.

I’ve recommended to all my friends.Got an increase really quick, can also create a savings account. Very useful! I think everyone should have one. Reviewed on: 21st February 2023

Top notch

My experience with Zopa has been amazing, it gives you a opinion to give you a credit cushion so you don’t spend to much and always there to help with any customer care problems Reviewed on: 21st February 2023

Good rates easy to apply

Easy process to apply, quick confirmation for approval, good app, easy to manage my card and payments. Reviewed on: 21st February 2023

Great Service

Great service all the time I have called them Reviewed on: 21st February 2023

Reliable

With it, I'm able to balance my financial stability and it's easy to use with no hidden fees. Reviewed on: 21st February 2023

Great

Never have an issue with this company. The app is so easy to use. Great!. Reviewed on: 21st February 2023

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