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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Good

5
Very pleased with service and would recommend. Reviewed on: 21st February 2023
roxy.drew123@gmail.com's avatar
[email protected]

Happy customer

5
Overall i’m happy with the product and service could have offered more added vales to existing customers Reviewed on: 21st February 2023
Nobert Pragash Anton Fernando's avatar
Nobert Pragash Anton Fernando

Easy Peasie

5
Brilliant to deal with easy to contact app is simple to use Reviewed on: 21st February 2023
ColinWhite's avatar
ColinWhite

Helps to keep in control

5
Helps to keep your spending in check handy reminders helpful credit scoring which you can track through the simple to use app Reviewed on: 21st February 2023
iain090's avatar
iain090

Accessible, no fuss, clear costs

5
I had never heard of zopa before getting a card. The service is great in that information is clear and accessible and there is good trasparency in costs and interest rates. As a smaller company, i think zopa work harder than other providers to offer a great product. Reviewed on: 21st February 2023
KrH's avatar
KrH

Great card

5
Really good card to have great customer service Reviewed on: 21st February 2023
Paul Hey's avatar
Paul Hey

Good credit card

5
Very happy with my card and credit limit Reviewed on: 21st February 2023
Jennifer Hughes's avatar
Jennifer Hughes

Great card

5
Very good card with a competitive apr Reviewed on: 21st February 2023
petesimons1973@gmail.com's avatar
[email protected]

Excellent service

5
Excellent service with fantastic app, so easy and simple. Reviewed on: 21st February 2023
mike coffee's avatar
mike coffee

Igor

5
The service is very good, the customer service is also easy to reach and they are very responsive. Reviewed on: 21st February 2023
Igor 's avatar
Igor

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