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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Reliable

5
With it, I'm able to balance my financial stability and it's easy to use with no hidden fees. Reviewed on: 21st February 2023
Olagoke Olaobaju 's avatar
Olagoke Olaobaju

Great

5
Never have an issue with this company. The app is so easy to use. Great!. Reviewed on: 21st February 2023
Emma Louise's avatar
Emma Louise

Brilliant and simple service to use

5
Very easy to use the service. Transparent and always kept up to date with all information regarding my account. Would highly recommend. Reviewed on: 21st February 2023
Dilwar Hussain's avatar
Dilwar Hussain

Super easy app

5
The app is amazing so easy to navigate Reviewed on: 21st February 2023
m.hazey's avatar
m.hazey

Great

5
Thank you so much, all well It is a great bank. I highly recommend it to my friends Reviewed on: 21st February 2023
Lucas Costa's avatar
Lucas Costa

Vote

5
Best credit card provider. Always easy to get help. Reviewed on: 21st February 2023
Gillian Wheatley's avatar
Gillian Wheatley

Best company I have ever dealt with

5
Overall service is outstanding I would highly recommend Reviewed on: 21st February 2023
latinsalsa27@btinternet.com's avatar
[email protected]

A great credit card

5
Great company, great app, great card!! Reviewed on: 21st February 2023
S Lewis's avatar
S Lewis

Credit made simple

5
I applied for. Zopa credit card recently. I’ve applied for others in the past and all ways found it quite confusing and complicated. However at Zopa they made the whole process so simple and easy to use. I would recommend Zopa to anyone who needs a card . Great company great credit. Many thanks Zopa . Reviewed on: 21st February 2023
Peter 's avatar
Peter

Easy to use and cheap

5
Since I have, no issues, easy to use and no issues with the payment Reviewed on: 21st February 2023
Vitor Costa's avatar
Vitor Costa

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