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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Love my zopa credit card

5
Love zopa would definitely recommend to family and friends,customer service is amazing too and good rates. Reviewed on: 21st February 2023
Anthony's avatar
Anthony

Best credit card in my wallet by far.

5
Very prompt with customer care, the app is simple to use Reviewed on: 21st February 2023
Ronnie Evans-Harvey's avatar
Ronnie Evans-Harvey

Great card

5
No problems with thw card since I got it Reviewed on: 21st February 2023
Stuart 's avatar
Stuart

Great service

5
Great customer service and credit card offers Reviewed on: 21st February 2023
Sky Klyde's avatar
Sky Klyde

Good

5
Very pleased with service and would recommend. Reviewed on: 21st February 2023
roxy.drew123@gmail.com's avatar
[email protected]

Happy customer

5
Overall i’m happy with the product and service could have offered more added vales to existing customers Reviewed on: 21st February 2023
Nobert Pragash Anton Fernando's avatar
Nobert Pragash Anton Fernando

Easy Peasie

5
Brilliant to deal with easy to contact app is simple to use Reviewed on: 21st February 2023
ColinWhite's avatar
ColinWhite

Helps to keep in control

5
Helps to keep your spending in check handy reminders helpful credit scoring which you can track through the simple to use app Reviewed on: 21st February 2023
iain090's avatar
iain090

Accessible, no fuss, clear costs

5
I had never heard of zopa before getting a card. The service is great in that information is clear and accessible and there is good trasparency in costs and interest rates. As a smaller company, i think zopa work harder than other providers to offer a great product. Reviewed on: 21st February 2023
KrH's avatar
KrH

Great card

5
Really good card to have great customer service Reviewed on: 21st February 2023
Paul Hey's avatar
Paul Hey

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