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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44340)

Accessible, no fuss, clear costs

5
I had never heard of zopa before getting a card. The service is great in that information is clear and accessible and there is good trasparency in costs and interest rates. As a smaller company, i think zopa work harder than other providers to offer a great product. Reviewed on: 21st February 2023
KrH's avatar
KrH

Great card

5
Really good card to have great customer service Reviewed on: 21st February 2023
Paul Hey's avatar
Paul Hey

Good credit card

5
Very happy with my card and credit limit Reviewed on: 21st February 2023
Jennifer Hughes's avatar
Jennifer Hughes

Great card

5
Very good card with a competitive apr Reviewed on: 21st February 2023
petesimons1973@gmail.com's avatar
[email protected]

Excellent service

5
Excellent service with fantastic app, so easy and simple. Reviewed on: 21st February 2023
mike coffee's avatar
mike coffee

Igor

5
The service is very good, the customer service is also easy to reach and they are very responsive. Reviewed on: 21st February 2023
Igor 's avatar
Igor

Amazing card.

5
I’ve recommended to all my friends.Got an increase really quick, can also create a savings account. Very useful! I think everyone should have one. Reviewed on: 21st February 2023
Andrei Babita's avatar
Andrei Babita

Top notch

5
My experience with Zopa has been amazing, it gives you a opinion to give you a credit cushion so you don’t spend to much and always there to help with any customer care problems Reviewed on: 21st February 2023
nugallen86@hotmail.com's avatar
[email protected]

Good rates easy to apply

5
Easy process to apply, quick confirmation for approval, good app, easy to manage my card and payments. Reviewed on: 21st February 2023
Loriana 's avatar
Loriana

Great Service

5
Great service all the time I have called them Reviewed on: 21st February 2023
Isaac Hammond's avatar
Isaac Hammond

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