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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great service

5
Great service and experience. Easy to use app with plenty of information. Reviewed on: 21st February 2023
S BK's avatar
S BK

Credit card

5
Good credit card. Reviewed on: 21st February 2023
Daniela's avatar
Daniela

Quick and friendly service

4
Applied on line quick answer or yes or no rang me the following day to make sure I was happy with service and talked me over how to active card and use the app Reviewed on: 21st February 2023
gloucester_flow@hotmail.com's avatar
[email protected]

Excellent experience!

5
Had a fantastic experience with Zopa so far, definitely a conscious leader which is brilliant for someone such as myself who is trying to build a credit rating! Highly recommend! Reviewed on: 21st February 2023
Lesley Hardy's avatar
Lesley Hardy

Great customer service

5
Easily delt with my issue and were very helpful. Reviewed on: 21st February 2023
T's avatar
T

Great service so far!

5
Haven’t been with Zopa for long but I can say that so far I have no complaints the app is easy to use it was a very easy process getting the card and I believe they have very good rates. I would highly recommend Reviewed on: 21st February 2023
Jessica Hill's avatar
Jessica Hill

Love my zopa credit card

5
Love zopa would definitely recommend to family and friends,customer service is amazing too and good rates. Reviewed on: 21st February 2023
Anthony's avatar
Anthony

Best credit card in my wallet by far.

5
Very prompt with customer care, the app is simple to use Reviewed on: 21st February 2023
Ronnie Evans-Harvey's avatar
Ronnie Evans-Harvey

Great card

5
No problems with thw card since I got it Reviewed on: 21st February 2023
Stuart 's avatar
Stuart

Great service

5
Great customer service and credit card offers Reviewed on: 21st February 2023
Sky Klyde's avatar
Sky Klyde

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