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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent company

Excellent customer service friendly staff never had any issues with this company , the app is easy to use , definitely recommend Reviewed on: 21st February 2023

Great for credit building!

Easy to use and friendly company. My credit rating has been growing thanks to Zopa Reviewed on: 21st February 2023

Excellent

Fantastic credit card and customer service. Reviewed on: 21st February 2023

Amazing service

They are easy to use and get support all in all great Reviewed on: 21st February 2023

Great service

Great service and experience. Easy to use app with plenty of information. Reviewed on: 21st February 2023

Credit card

Good credit card. Reviewed on: 21st February 2023

Quick and friendly service

Applied on line quick answer or yes or no rang me the following day to make sure I was happy with service and talked me over how to active card and use the app Reviewed on: 21st February 2023

Excellent experience!

Had a fantastic experience with Zopa so far, definitely a conscious leader which is brilliant for someone such as myself who is trying to build a credit rating! Highly recommend! Reviewed on: 21st February 2023

Great customer service

Easily delt with my issue and were very helpful. Reviewed on: 21st February 2023

Great service so far!

Haven’t been with Zopa for long but I can say that so far I have no complaints the app is easy to use it was a very easy process getting the card and I believe they have very good rates. I would highly recommend Reviewed on: 21st February 2023

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