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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great customer service

Easily delt with my issue and were very helpful. Reviewed on: 21st February 2023

Great service so far!

Haven’t been with Zopa for long but I can say that so far I have no complaints the app is easy to use it was a very easy process getting the card and I believe they have very good rates. I would highly recommend Reviewed on: 21st February 2023

Love my zopa credit card

Love zopa would definitely recommend to family and friends,customer service is amazing too and good rates. Reviewed on: 21st February 2023

Best credit card in my wallet by far.

Very prompt with customer care, the app is simple to use Reviewed on: 21st February 2023

Great card

No problems with thw card since I got it Reviewed on: 21st February 2023

Great service

Great customer service and credit card offers Reviewed on: 21st February 2023

Good

Very pleased with service and would recommend. Reviewed on: 21st February 2023

Happy customer

Overall i’m happy with the product and service could have offered more added vales to existing customers Reviewed on: 21st February 2023

Easy Peasie

Brilliant to deal with easy to contact app is simple to use Reviewed on: 21st February 2023

Helps to keep in control

Helps to keep your spending in check handy reminders helpful credit scoring which you can track through the simple to use app Reviewed on: 21st February 2023

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