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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent customer service

Was struggling with my credit report and Zopa gave me a chance and now my credit rating is going up and using card carefully , their app is so easy to use and would definitely recommend Reviewed on: 21st February 2023

Easy and swiftly done

No hassle in the application, all as you’d expect. The app works perfectly and allows an easy tracker to what’s happening in the account Reviewed on: 21st February 2023

Brilliant customer service

They were there when I needed them to help me. Reviewed on: 21st February 2023

I was happy

I was really happy with how they managed me and my card Reviewed on: 21st February 2023

Great credit card with no hidden charges

Very easy to use and maintain without any complicated calculations on payments. Great for building your credit score as well. Reviewed on: 21st February 2023

great credit card

staff very accommodating; and happy with my credit card; statement is very straitghforward Reviewed on: 21st February 2023

Excellent company

Excellent customer service friendly staff never had any issues with this company , the app is easy to use , definitely recommend Reviewed on: 21st February 2023

Great for credit building!

Easy to use and friendly company. My credit rating has been growing thanks to Zopa Reviewed on: 21st February 2023

Excellent

Fantastic credit card and customer service. Reviewed on: 21st February 2023

Amazing service

They are easy to use and get support all in all great Reviewed on: 21st February 2023

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