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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great credit card with no hidden charges

Very easy to use and maintain without any complicated calculations on payments. Great for building your credit score as well. Reviewed on: 21st February 2023

great credit card

staff very accommodating; and happy with my credit card; statement is very straitghforward Reviewed on: 21st February 2023

Excellent company

Excellent customer service friendly staff never had any issues with this company , the app is easy to use , definitely recommend Reviewed on: 21st February 2023

Great for credit building!

Easy to use and friendly company. My credit rating has been growing thanks to Zopa Reviewed on: 21st February 2023

Excellent

Fantastic credit card and customer service. Reviewed on: 21st February 2023

Amazing service

They are easy to use and get support all in all great Reviewed on: 21st February 2023

Great service

Great service and experience. Easy to use app with plenty of information. Reviewed on: 21st February 2023

Credit card

Good credit card. Reviewed on: 21st February 2023

Quick and friendly service

Applied on line quick answer or yes or no rang me the following day to make sure I was happy with service and talked me over how to active card and use the app Reviewed on: 21st February 2023

Excellent experience!

Had a fantastic experience with Zopa so far, definitely a conscious leader which is brilliant for someone such as myself who is trying to build a credit rating! Highly recommend! Reviewed on: 21st February 2023

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