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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent !!

Easy to apply , nice looking card and very straight forward , would highly recommend Reviewed on: 21st February 2023

Right choice

I was choosing a credit card as I hadn’t had one for years and wished to improve my credit. I find this card efficient and fair with good warnings etc Reviewed on: 21st February 2023

Credit card

Never had a problem with them and they have good conditions and right information to any questions Reviewed on: 21st February 2023

Great

Really enjoy using the Zopa card Reviewed on: 21st February 2023

Easy to use

Very good to manage your spending Reviewed on: 21st February 2023

Hassle free service

Zopa have been absolutely fabulous from the moment I applied everything has been so easy and the app is fantastic perfect way to keep track of my spending 100% recommended Reviewed on: 21st February 2023

A friendly and considerate company

Good communication with friendly and reliable approach. Reviewed on: 21st February 2023

East to understand and use

Very good, easy to use helpful staff Reviewed on: 21st February 2023

Fast, Friendly and Simple

From application through to managing my account, everything was easy, clear and very user friendly. Definitely recommended Reviewed on: 21st February 2023

Great card so far

Only been with Zopa a short while but think it’s brilliant love the app has great features which allows you to keep in charge of spending and repaying alerts me straight away when the card has been used Iv had no issues with it think they are a great company overall Reviewed on: 21st February 2023

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