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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Understanding with late payments Great communication Reviewed on: 21st February 2023

Brilliant app

The application process was really quick and the app is a great tool that is easy to use and informative Reviewed on: 21st February 2023

Great all round credit card provider

All credit cards seem the same until it comes down to the fine details. In this case I really enjoy having the ability to create a buffer for emergencies and in these difficult times it can be a massive thing if an unexpected cost comes up out of nowhere. The app is easy to use and clear to understand making it easier to stay on top of all the important things. Reviewed on: 21st February 2023

Brilliant

Great credit card! Wouldn’t be without it Reviewed on: 21st February 2023

Great Provider, Excellent Service!

Really friendly when I had a query and the app is really handy and easy to use. Would highly recommend! Reviewed on: 21st February 2023

Very to manage

Offers numerous easy ways to pay off you balance early Reviewed on: 21st February 2023

Great company

No problems at all,good customer service Reviewed on: 21st February 2023

Nothing is a problem

I have found that using my zopa credit card that nothing is a problem only possibility Reviewed on: 21st February 2023

Bigger credit amount

Allways been a low credit limit Reviewed on: 21st February 2023

Simple, quick, easy

Everything from the first application is easy, straight forward. The app is fantastic. Reviewed on: 21st February 2023

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