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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Modern service

Excellent service and, the process of signing up and App use is very customer friendly Reviewed on: 21st February 2023

Great service

Really like the service they provide, it gives me everything I want and the app is easy to use. Reviewed on: 21st February 2023

Amazing

Zopa has been nothing but amazing for me. Easy to use, extremely helpful customer service. Has made my life so much easier. Thank you! Reviewed on: 21st February 2023

Make you feel valued

The service never changes if I use all or none of my limit! I’m always kept up to date of any changes. Customer service is friendly and helpful and the app is fantastic beat card I’ve ever had.. highly recommended Reviewed on: 21st February 2023

Trustable company

I am with zopa for less than a year but i have already recommended my friends and family as the service is so quick Reviewed on: 21st February 2023

Review in Zopa and their services

Hi I’ve been a Zopa customer for a while now, they are a very good company with an easy app to use. Whenever I have needed help they have always been available. Not only that but my credit score has improved drastically because of Zopa. Highly recommended and I now have family and friends joining. Reviewed on: 21st February 2023

Is ok

Better stronger and reliability Reviewed on: 21st February 2023

Exactly as expected

Simply a credit card that has everything you need to know at your fingertips Reviewed on: 21st February 2023

Easy communication

Convenient service and commmunication with the team is easy and very transparent Reviewed on: 21st February 2023

Fab service

Easy app easy managing account. Brilliant service never had any issues Reviewed on: 21st February 2023

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