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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Easy to use and everything is accessible and understandable

5
Easy to use and understandable can’t complain on any aspect of this company Reviewed on: 21st February 2023
jason.sharkie1989@icloud.com's avatar
[email protected]

Excellent

5
Simple,clear easy finance to keep track of with the app Reviewed on: 21st February 2023
Rob's avatar
Rob

Great

5
Great service. App has lots features.that allow you to track your credit score and ideas on how to improve Reviewed on: 21st February 2023
Donna Henry's avatar
Donna Henry

Great

5
Great service and never any hassle Reviewed on: 21st February 2023
Alistair Coombe's avatar
Alistair Coombe

Amazing company

5
Best company and First company I've had a credit card with, Someone finally gave me a chance to help improve my credit score Reviewed on: 21st February 2023
Schematic's avatar
Schematic

Great card

5
Great card to use and payments to the card is instance Reviewed on: 21st February 2023
Allenkeyy's avatar
Allenkeyy

Easy and straight forward

5
Applied for a credit card and everything was seamless and easy. The app makes it super quick to check my balance and has all the information you need. Very pleased with the service. Reviewed on: 21st February 2023
Susie G's avatar
Susie G

Excellent app and easy to use

5
I have a couple of credit cards but this is by far my favourite card to use.. the app is easy to use and payments are instant. Other cards you wait days for pending payments I like the face I know where I am instantly Reviewed on: 21st February 2023
john nicoll's avatar
john nicoll

Excellent

5
Zopa makes life easier , user friendly platform , faster and best customer service. In all I can recommend Zopa to friends and family because Zopa is reliable Reviewed on: 21st February 2023
christopher oyetoyan's avatar
christopher oyetoyan

Great to rebuild your credit

5
I was accepted for this credit card despite other companies declining. I have recently finished a person debt payment plan and this company has massively helped me by giving me approval and helping me rebuild by poor credit. Would recommend it to anyone in similar situation. Reviewed on: 21st February 2023
Nic Malcini's avatar
Nic Malcini

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