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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Excellent app and easy to use

I have a couple of credit cards but this is by far my favourite card to use.. the app is easy to use and payments are instant. Other cards you wait days for pending payments I like the face I know where I am instantly Reviewed on: 21st February 2023

Excellent

Zopa makes life easier , user friendly platform , faster and best customer service. In all I can recommend Zopa to friends and family because Zopa is reliable Reviewed on: 21st February 2023

Great to rebuild your credit

I was accepted for this credit card despite other companies declining. I have recently finished a person debt payment plan and this company has massively helped me by giving me approval and helping me rebuild by poor credit. Would recommend it to anyone in similar situation. Reviewed on: 21st February 2023

Easy set up

Very easy to set up an account and quick/efficient with card being sent out. Reviewed on: 21st February 2023

Quick and easy

Easy to use the app and good customer feedback Reviewed on: 21st February 2023

Top tier card

Excellent product and service, great to be able to view how your finances are actually doing Reviewed on: 21st February 2023

Brilliant company

Brilliant company never had any issues Reviewed on: 21st February 2023

absolutely brilliant !

easy to apply , only took a few days for card to arrive , really easy and reliable x Reviewed on: 21st February 2023

Highly recommend .

Zopa are a friendly, reliable professional company who offer great customer service. Reviewed on: 21st February 2023

Great

Understanding with late payments Great communication Reviewed on: 21st February 2023

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