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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best about

Used this a number of times amd have never had any problems. Really good and credit to start with was good amount. Helps build credit scores Reviewed on: 21st February 2023

Good company

Always pleasant to deal with and helpful Reviewed on: 21st February 2023

Excellent customer service

Always supportive, fast to respond and willing to help Reviewed on: 21st February 2023

Excellent updates

They are great at keeping you up-to-date... Reviewed on: 21st February 2023

Brilliant

Easy to use and the app is fantastic Reviewed on: 21st February 2023

Clear and straightforward

I’ve had this card for over 2 years now and it has been a lifesaver. Especially when I was on holiday in Turkey. Reviewed on: 21st February 2023

Excellent Service and support

Each time I have needed to contact Zopa they have been great, efficient and helpful. Also the app is 5*. Reviewed on: 21st February 2023

No hassle

It was quick and easy to apply for the credit card and the app is extremely user friendly. Reviewed on: 21st February 2023

Outstanding for people with bad credit

Excellent product got a credit card when nobody else would lend me one instant payment Reviewed on: 21st February 2023

Exceptional Easy to use

Exceptional credit card to use since the beginning easy transactions highly recommend Reviewed on: 21st February 2023

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