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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit Card Review

Im really happy wihh my credit card. I can use for shopping and also wihhdraw money from ATM Reviewed on: 21st February 2023

Absolutely brilliant service

So easy to communicate with the team. Excellent customer service. Reviewed on: 21st February 2023

Simple and easy to use

Great card and easy to use. As I pay my full balance I have never incurred any fees. Customer service is quite prompt in replying also. Reviewed on: 21st February 2023

Easy and convenient.

This credit card is easy to apply for and such a convenient way to spend. The app is easy to use and I would recommend to anyone. My zopa credit card helped me out of a sticky situation. Thanks Zopa Reviewed on: 21st February 2023

Best about

Used this a number of times amd have never had any problems. Really good and credit to start with was good amount. Helps build credit scores Reviewed on: 21st February 2023

Good company

Always pleasant to deal with and helpful Reviewed on: 21st February 2023

Excellent customer service

Always supportive, fast to respond and willing to help Reviewed on: 21st February 2023

Excellent updates

They are great at keeping you up-to-date... Reviewed on: 21st February 2023

Brilliant

Easy to use and the app is fantastic Reviewed on: 21st February 2023

Clear and straightforward

I’ve had this card for over 2 years now and it has been a lifesaver. Especially when I was on holiday in Turkey. Reviewed on: 21st February 2023

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