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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44337)

No hassle

5
It was quick and easy to apply for the credit card and the app is extremely user friendly. Reviewed on: 21st February 2023
Shauna - Kay Myers's avatar
Shauna - Kay Myers

Outstanding for people with bad credit

5
Excellent product got a credit card when nobody else would lend me one instant payment Reviewed on: 21st February 2023
Darren Clay's avatar
Darren Clay

Exceptional Easy to use

5
Exceptional credit card to use since the beginning easy transactions highly recommend Reviewed on: 21st February 2023
Ak's avatar
Ak

Easy to use and everything is accessible and understandable

5
Easy to use and understandable can’t complain on any aspect of this company Reviewed on: 21st February 2023
jason.sharkie1989@icloud.com's avatar
[email protected]

Excellent

5
Simple,clear easy finance to keep track of with the app Reviewed on: 21st February 2023
Rob's avatar
Rob

Great

5
Great service. App has lots features.that allow you to track your credit score and ideas on how to improve Reviewed on: 21st February 2023
Donna Henry's avatar
Donna Henry

Great

5
Great service and never any hassle Reviewed on: 21st February 2023
Alistair Coombe's avatar
Alistair Coombe

Amazing company

5
Best company and First company I've had a credit card with, Someone finally gave me a chance to help improve my credit score Reviewed on: 21st February 2023
Schematic's avatar
Schematic

Great card

5
Great card to use and payments to the card is instance Reviewed on: 21st February 2023
Allenkeyy's avatar
Allenkeyy

Easy and straight forward

5
Applied for a credit card and everything was seamless and easy. The app makes it super quick to check my balance and has all the information you need. Very pleased with the service. Reviewed on: 21st February 2023
Susie G's avatar
Susie G

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