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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best card ever!!!

Limit on card is great helps me out in times of need and the app is so simple to use and you can pay the bill on the app so no faffing around I absolutely love zopa Reviewed on: 21st February 2023

One word: THE BEST

Zopa helped me and gave me the best offer when nobody, seriously nobody wanted to help. The best customer service, clear app and communication! Reviewed on: 21st February 2023

Brilliant company

Helpful easy to use and reassuring Reviewed on: 21st February 2023

Easy and clear

Easy to use, clear to see easy to keep up-to-date with Simple to make payments Reviewed on: 21st February 2023

Aqeel ahmad

Very good card and app is very detailed and useful Reviewed on: 21st February 2023

Amazing experience

everything is very simple and affordable Reviewed on: 21st February 2023

Credit Card Review

Im really happy wihh my credit card. I can use for shopping and also wihhdraw money from ATM Reviewed on: 21st February 2023

Absolutely brilliant service

So easy to communicate with the team. Excellent customer service. Reviewed on: 21st February 2023

Simple and easy to use

Great card and easy to use. As I pay my full balance I have never incurred any fees. Customer service is quite prompt in replying also. Reviewed on: 21st February 2023

Easy and convenient.

This credit card is easy to apply for and such a convenient way to spend. The app is easy to use and I would recommend to anyone. My zopa credit card helped me out of a sticky situation. Thanks Zopa Reviewed on: 21st February 2023

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