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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best card and app

Everything about having a Zopa credit card is easy, and the app is really user friendly. Reviewed on: 21st February 2023

Zopamazing!

Zopa helped me improve my credit rating no end. The online app gives hints and tips and I have found it invaluable. Thank you Zopa Reviewed on: 21st February 2023

Great!!!

App is fab! was accepted straight away! helped me so much thank you Reviewed on: 21st February 2023

Very easy process

Great product. Simple to apply for, great communication and easy to use app. The credit cushion is a great function too. Reviewed on: 21st February 2023

Simple to use and easy to manage

Good credit card with a focus on healthy money habits, the buffer is handy to keep a balance for emergency’s. Reviewed on: 21st February 2023

Great service

Easy to use app with up to date Ofer of what your elible for of not. Reviewed on: 21st February 2023

Simply simple

Easy to sign up. Easy access app. Simply Simple… just how I like it Reviewed on: 21st February 2023

Best card

One of the best cards on the market Reviewed on: 21st February 2023

So easy to use

The most easy to use credit card I’ve had, transfering funds, managing my account and immediate updates on purchases. The Zopa app has it all Reviewed on: 21st February 2023

Great

Had no problem all good to be honest. Reviewed on: 21st February 2023

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