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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simply simple

Easy to sign up. Easy access app. Simply Simple… just how I like it Reviewed on: 21st February 2023

Best card

One of the best cards on the market Reviewed on: 21st February 2023

So easy to use

The most easy to use credit card I’ve had, transfering funds, managing my account and immediate updates on purchases. The Zopa app has it all Reviewed on: 21st February 2023

Great

Had no problem all good to be honest. Reviewed on: 21st February 2023

Best card ever!!!

Limit on card is great helps me out in times of need and the app is so simple to use and you can pay the bill on the app so no faffing around I absolutely love zopa Reviewed on: 21st February 2023

One word: THE BEST

Zopa helped me and gave me the best offer when nobody, seriously nobody wanted to help. The best customer service, clear app and communication! Reviewed on: 21st February 2023

Brilliant company

Helpful easy to use and reassuring Reviewed on: 21st February 2023

Easy and clear

Easy to use, clear to see easy to keep up-to-date with Simple to make payments Reviewed on: 21st February 2023

Aqeel ahmad

Very good card and app is very detailed and useful Reviewed on: 21st February 2023

Amazing experience

everything is very simple and affordable Reviewed on: 21st February 2023

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