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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant all round

Love this credit card so hassle free anazing Reviewed on: 21st February 2023

Awesome

Fantastic Service in all areas. Easy to use app. Reviewed on: 21st February 2023

Understanding

Great company treating you as an individual tailoring to your needs Reviewed on: 21st February 2023

Zoopa has been.life changing experience and simply tye best by far

Zopa help where is matters and i was fortunately one of the luck client that got one credit card and the best by far Reviewed on: 21st February 2023

Best card and app

Everything about having a Zopa credit card is easy, and the app is really user friendly. Reviewed on: 21st February 2023

Zopamazing!

Zopa helped me improve my credit rating no end. The online app gives hints and tips and I have found it invaluable. Thank you Zopa Reviewed on: 21st February 2023

Great!!!

App is fab! was accepted straight away! helped me so much thank you Reviewed on: 21st February 2023

Very easy process

Great product. Simple to apply for, great communication and easy to use app. The credit cushion is a great function too. Reviewed on: 21st February 2023

Simple to use and easy to manage

Good credit card with a focus on healthy money habits, the buffer is handy to keep a balance for emergency’s. Reviewed on: 21st February 2023

Great service

Easy to use app with up to date Ofer of what your elible for of not. Reviewed on: 21st February 2023

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