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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy application

I applied for a zopa card which was very simple and straight forward, they gave me a reasonable credit amount and the ability to use and manage the card through the app is perfect. Reviewed on: 21st February 2023

Great company

One of the best banking companies I have ever used Reviewed on: 21st February 2023

Brilliant

Excellent service, they’ve helped me rebuild my credit and it’s so easy to do Reviewed on: 21st February 2023

Great service

No problems with this - you know where you are the whole time - brilliant Reviewed on: 21st February 2023

great card

I always have it ready for my trips, it is the best to pay my tastes Reviewed on: 21st February 2023

Easy

Easy to keep an eye on finances though the app Reviewed on: 21st February 2023

Brilliant all round

Love this credit card so hassle free anazing Reviewed on: 21st February 2023

Awesome

Fantastic Service in all areas. Easy to use app. Reviewed on: 21st February 2023

Understanding

Great company treating you as an individual tailoring to your needs Reviewed on: 21st February 2023

Zoopa has been.life changing experience and simply tye best by far

Zopa help where is matters and i was fortunately one of the luck client that got one credit card and the best by far Reviewed on: 21st February 2023

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