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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to get

Was a quick process with out many check-ins Reviewed on: 21st February 2023

Amazing and super easy to use the app

Really helped me out in hard times so grateful Reviewed on: 21st February 2023

Great service

Never had any issues dealing with this company Reviewed on: 21st February 2023

Great

App is so easy to use, never had any problems with the card or the app. Would definately recommend. Reviewed on: 21st February 2023

Amazing

The zopla helped me a lot improving my credit score. Reviewed on: 21st February 2023

Easy to set up

Very easy to set up and has alot of tips on paying off credit card and how to save etc Reviewed on: 21st February 2023

Low cost

Never had a problem, no issues, does what it says on the tin. Reviewed on: 21st February 2023

Excellent Company

What can I say! From the start (I won’t say finish as this journey continues) the application, the decision, the setting up, the convenience, the ease (bored yet?) and flexibility is second to none. To say I am impressed is an understatement. I also have my savings pot along side my card. I get regular updates on rates and services. Happy Customer Reviewed on: 21st February 2023

Simple financing

Great company, great communication, simple financing Reviewed on: 21st February 2023

Fantastic

Zopa is helping me build my credit rating. Very happy. Reviewed on: 21st February 2023

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