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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Zopa has been a fantastic company so far I would recommend them to anyone They keep me constantly updated on any changes, my balance, my spends. Reviewed on: 21st February 2023

Great Credit Card

Thank you for all the support given to me during a difficult time of my life. I came in England not long time ago and my credit score was not high enough due my short credit history. This credit card gave me the chance to face a financial crisis between jobs. Really grateful! Reviewed on: 21st February 2023

Great credit card easy to manage

Great credit card easy to manage app is good Reviewed on: 21st February 2023

Zopa review

Very easy to setup and to manage payments. Very accessible, and outstanding customer service. Reviewed on: 21st February 2023

Easy to get

Was a quick process with out many check-ins Reviewed on: 21st February 2023

Amazing and super easy to use the app

Really helped me out in hard times so grateful Reviewed on: 21st February 2023

Great service

Never had any issues dealing with this company Reviewed on: 21st February 2023

Great

App is so easy to use, never had any problems with the card or the app. Would definately recommend. Reviewed on: 21st February 2023

Amazing

The zopla helped me a lot improving my credit score. Reviewed on: 21st February 2023

Easy to set up

Very easy to set up and has alot of tips on paying off credit card and how to save etc Reviewed on: 21st February 2023

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