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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great transparency

Easy to use and transparent too. Online app makes everything fast Reviewed on: 21st February 2023

Great

Best Credit Card company by far! Their customer service team is always helpful and they have by far the best app out of all the credit card companies Reviewed on: 21st February 2023

Good

Very good, gives your credit updates too Reviewed on: 21st February 2023

Great card company

Great customer service, great parks Reviewed on: 21st February 2023

Great credit

Very useful,it helped me buy things O could afford and pay them over few months. Reviewed on: 21st February 2023

Easy!

Easy to use app, no issues at all since sign up. Perfect card for what I need. Reviewed on: 21st February 2023

Excellent service

Zopa has been a fantastic company so far I would recommend them to anyone They keep me constantly updated on any changes, my balance, my spends. Reviewed on: 21st February 2023

Great Credit Card

Thank you for all the support given to me during a difficult time of my life. I came in England not long time ago and my credit score was not high enough due my short credit history. This credit card gave me the chance to face a financial crisis between jobs. Really grateful! Reviewed on: 21st February 2023

Great credit card easy to manage

Great credit card easy to manage app is good Reviewed on: 21st February 2023

Zopa review

Very easy to setup and to manage payments. Very accessible, and outstanding customer service. Reviewed on: 21st February 2023

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