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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing company

Zopa are simply the best when it comes to credit cards. Clear precise and simple processes and always on hand to help where needed would 100% recommend to friends and family. Couldn’t be happier I choose them Reviewed on: 21st February 2023

Great Company

Great app. Never had any issues. Overall pleased with Zopa Reviewed on: 21st February 2023

Easy to use and manage account

Well impressed so far , can’t fault how it is managed by zopa Reviewed on: 21st February 2023

10/10

Great rates, great communication from Zopa via email and the app is very easy to use! 10/10 Reviewed on: 21st February 2023

Great transparency

Easy to use and transparent too. Online app makes everything fast Reviewed on: 21st February 2023

Great

Best Credit Card company by far! Their customer service team is always helpful and they have by far the best app out of all the credit card companies Reviewed on: 21st February 2023

Good

Very good, gives your credit updates too Reviewed on: 21st February 2023

Great card company

Great customer service, great parks Reviewed on: 21st February 2023

Great credit

Very useful,it helped me buy things O could afford and pay them over few months. Reviewed on: 21st February 2023

Easy!

Easy to use app, no issues at all since sign up. Perfect card for what I need. Reviewed on: 21st February 2023

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