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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great Company, great product

Really great product with a simple to use app and great updates. Reviewed on: 21st February 2023

Excellent service

I have had an excellent service from Zopa from a loan to credit card.. Has always been easy to use the app and get help with anything I've needed. Highly recommended Reviewed on: 21st February 2023

Simple, easy to use and great customer service

All you need in a credit card. Simple to use and navigate on the app, along with a great customer service team. Reviewed on: 21st February 2023

Really fantastic company

Cannot fault zopa, the app is great and so useful i can log on at any time to make payments keeps me right and on track Reviewed on: 21st February 2023

Great service and great app

Zopa have been great with both their customer service and their app has been faultless. Reviewed on: 21st February 2023

Helped me out financially and improving my credit score

I was a bit reluctant getting a credit card but Zopa has made it so easy to manage my money and pay back at a reasonable amount Reviewed on: 21st February 2023

Amazing company

Zopa are simply the best when it comes to credit cards. Clear precise and simple processes and always on hand to help where needed would 100% recommend to friends and family. Couldn’t be happier I choose them Reviewed on: 21st February 2023

Great Company

Great app. Never had any issues. Overall pleased with Zopa Reviewed on: 21st February 2023

Easy to use and manage account

Well impressed so far , can’t fault how it is managed by zopa Reviewed on: 21st February 2023

10/10

Great rates, great communication from Zopa via email and the app is very easy to use! 10/10 Reviewed on: 21st February 2023

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