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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa Credit Card

Very goog everyday and perfect for journey Reviewed on: 21st February 2023

Good card

Easy to use ......................... Reviewed on: 21st February 2023

Excellent lending options and affordable. Very good customer service

I have a very good experience with Zopa and have helped me in difficult times Reviewed on: 21st February 2023

Easy to use

This is a very easy to use card, the app makes it easy to check your balance and make payments. Reviewed on: 21st February 2023

Great Company, great product

Really great product with a simple to use app and great updates. Reviewed on: 21st February 2023

Excellent service

I have had an excellent service from Zopa from a loan to credit card.. Has always been easy to use the app and get help with anything I've needed. Highly recommended Reviewed on: 21st February 2023

Simple, easy to use and great customer service

All you need in a credit card. Simple to use and navigate on the app, along with a great customer service team. Reviewed on: 21st February 2023

Really fantastic company

Cannot fault zopa, the app is great and so useful i can log on at any time to make payments keeps me right and on track Reviewed on: 21st February 2023

Great service and great app

Zopa have been great with both their customer service and their app has been faultless. Reviewed on: 21st February 2023

Helped me out financially and improving my credit score

I was a bit reluctant getting a credit card but Zopa has made it so easy to manage my money and pay back at a reasonable amount Reviewed on: 21st February 2023

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