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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great Company

5/5, never had an issue with Zopa and it's helped me manage money better. Reviewed on: 21st February 2023

Great credit card

Perfect credit card to help build my credit good credit limit keeping within what I can afford Reviewed on: 21st February 2023

Great card!

Easy to access, great ppportunity Reviewed on: 21st February 2023

Friendly and professional

They were great to talk to polite and friendly no always putting you first thank you would recommend family and friends Reviewed on: 21st February 2023

Help with credit score

Applied for a credit card to help improve my not very gods credit score. The app is brilliant and I can see what I have spent and make payments with ease. Reviewed on: 21st February 2023

No fuss, easy life

Great service, fast customer response and faultless on the go app access. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 21st February 2023

Zopa Credit Card

Very goog everyday and perfect for journey Reviewed on: 21st February 2023

Good card

Easy to use ......................... Reviewed on: 21st February 2023

Excellent lending options and affordable. Very good customer service

I have a very good experience with Zopa and have helped me in difficult times Reviewed on: 21st February 2023

Easy to use

This is a very easy to use card, the app makes it easy to check your balance and make payments. Reviewed on: 21st February 2023

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