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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Seamless app

Totally perfect for me and would recommend to annybody Reviewed on: 14th January 2023

Simple honest credit

Application was easy and you feel like you know what is going to happen at every step of the way Reviewed on: 14th January 2023

Amazing customer service

Very helpful support team with excellent UI in mobile app Reviewed on: 14th January 2023

Brilliant

I have used my credit card to build up my credit, it helps and shows me tips on what I can do to improve Reviewed on: 14th January 2023

Fantastic rate

Excellent service competitive rates definitely recommended Reviewed on: 14th January 2023

Very Happy to be a Zopa customer

It’s easy to be a Zopa customer. Everything is automated and just works first time, as it should. There’s no hassle or problems. They are a responsible provider - never pushing me to spend or trying to up-sell (which can be very annoying). I don’t get spammed or contacted unnecessarily. Zopa is my credit card provider of choice. Reviewed on: 14th January 2023

Credit card

My experience with Zopa so fer is great Reviewed on: 14th January 2023

great

its very very and they will help you if you need it and please be care full taking out a loan or card out at this moment in time because of everything going on around the world with hi payments on cards and loans its not the loan or cards doing it its the cost of living at the moment so thats all i can say Reviewed on: 14th January 2023

Credit

My overall experience with zopa has been excellent Reviewed on: 14th January 2023

Amazing

100% recommend,very good product Reviewed on: 14th January 2023

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