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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43488 reviews)

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4.94

Based on 43,488 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

They are helpful and good value for money They are helpful and good value for money Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43488)

Generous provider

Understand your needs. Best customer service Reviewed on: 14th January 2023

None judgemental

This company is helping me restore my credit history without judgement of my past credit history Reviewed on: 14th January 2023

Credit card

Fast and easy to use and apply.. Reviewed on: 14th January 2023

Best credit card providers

Efficient, good customer service, Reviewed on: 14th January 2023

Really good credit card

Really good credit card and they send notifications when your statement is ready would definitely recommend Reviewed on: 14th January 2023

Nice on guys

I am very happy with Zopa. Super easy application process, straightforward and quick. I love the app, the notifications for my purchases, I am aware of the amount I can still use. So clear, so easy to use. Definitely deserves an award :) Reviewed on: 14th January 2023

Efficient and effective

Have always found this company to be very efficient and effective. Reviewed on: 14th January 2023

High recommendation

Very happy with the service, nice app. Reviewed on: 14th January 2023

Brilliant company!!

Fabulous credit and loan company, the best ever! Reviewed on: 14th January 2023

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