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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Brilliant

5
I have used my credit card to build up my credit, it helps and shows me tips on what I can do to improve Reviewed on: 14th January 2023
Kaysha Jones's avatar
Kaysha Jones

Fantastic rate

5
Excellent service competitive rates definitely recommended Reviewed on: 14th January 2023
Steve Hunt's avatar
Steve Hunt

Very Happy to be a Zopa customer

5
It’s easy to be a Zopa customer. Everything is automated and just works first time, as it should. There’s no hassle or problems. They are a responsible provider - never pushing me to spend or trying to up-sell (which can be very annoying). I don’t get spammed or contacted unnecessarily. Zopa is my credit card provider of choice. Reviewed on: 14th January 2023
LorraineD's avatar
LorraineD

Credit card

5
My experience with Zopa so fer is great Reviewed on: 14th January 2023
Christopher 's avatar
Christopher

great

4
its very very and they will help you if you need it and please be care full taking out a loan or card out at this moment in time because of everything going on around the world with hi payments on cards and loans its not the loan or cards doing it its the cost of living at the moment so thats all i can say Reviewed on: 14th January 2023
mike101's avatar
mike101

Credit

5
My overall experience with zopa has been excellent Reviewed on: 14th January 2023
Julie's avatar
Julie

Amazing

5
100% recommend,very good product Reviewed on: 14th January 2023
douglas antoniassi's avatar
douglas antoniassi

Excellent

5
The application process was very easy everything is done online so is so easy to use Reviewed on: 14th January 2023
paul binnie's avatar
paul binnie

Hassle free credit

5
It took a few minutes for Zopa to provide with credit with the most competitive rate. I am a very pleased Zopa customer. Reviewed on: 14th January 2023
Clive Moreno's avatar
Clive Moreno

Excellent

5
Excellent Credit Card for anyone. Reviewed on: 14th January 2023
Summerkay Selfecoleman's avatar
Summerkay Selfecoleman

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