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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very good communication

I use zopa to buy cars on for protection and emails and communication is bob on, no inundated with spam either Reviewed on: 14th January 2023

Exceptional onboarding

Recently applied for a credit card with Zopa and was greatly delighted with the application precious, acceptance timeline and dispatch of the card. Was happy to note that pin in now fully app based Reviewed on: 14th January 2023

Must Have

Excellent service .really easy to apply for ,very helpful , nothing was too much trouble,if you need to talk to someone about anything there was always someone there to help ,always kept me updated , FABULOUS would definitely recommend . Reviewed on: 14th January 2023

Fab product

Easy to apply, no exorbitant interest rates. Easy to use the app. Top marks! Reviewed on: 14th January 2023

Amazing!

Very good, app is amazing. Wish you could use on Apple Pay but I’m sure that’s coming. Reviewed on: 14th January 2023

Gerald palmer

Been a very good coy to deal with and lots of advice and help Reviewed on: 14th January 2023

100 per cent professional

So straight foward Customer service immaculate Reviewed on: 14th January 2023

Seamless app

Totally perfect for me and would recommend to annybody Reviewed on: 14th January 2023

Simple honest credit

Application was easy and you feel like you know what is going to happen at every step of the way Reviewed on: 14th January 2023

Amazing customer service

Very helpful support team with excellent UI in mobile app Reviewed on: 14th January 2023

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