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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy and fair

Happy with the card , easy set up and user friendly app! Reviewed on: 14th January 2023

Easy application quick delivery

From application to receiving card very quick and easy Reviewed on: 14th January 2023

Great service

Prob the best credit card I’ve had. Also have a savings added to mine which offers better interest than my bank. Reviewed on: 14th January 2023

Bag a zopa card

Always find card easy transactions excellent app., so easy to do and keep check of what’s out & what’s in simple even for those who don’t fully understand the internet Reviewed on: 14th January 2023

Honest

Honest upfront and clear statements Reviewed on: 14th January 2023

Zopa

Zopa has given me the opportunity to have a credit card with my bad credit score, since having a Zopa credit card I have been able to manage my repayments and in turn it has helped my credit score highly. Thank you Zopa you are awesome Reviewed on: 14th January 2023

Amazing

Got approved for a credit card and it really helped me out of a tight spot in my life. Reviewed on: 14th January 2023

Unparalleled service and trasparency

Great easy to use app. Customer service always willing to help. Great advice. Reviewed on: 14th January 2023

Excellent company

Really good company very helpful Reviewed on: 14th January 2023

Great Card and Easy to use App

No issues with any process, checking balance paying card, all really straight forward. Had no problems whatsoever. Reviewed on: 14th January 2023

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