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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

My Zopa card

Easy application with easy control over you finances would recommend to anyone who is trying to build their credit score Reviewed on: 14th January 2023

Good

Got no issue in using zopa It's all good Reviewed on: 14th January 2023

Easy

So easy to use with updates and easy app Reviewed on: 14th January 2023

Great service

I have had a Credit with Zopa for nearly a year. I get up to date statements on a monthly basis and basically Zopa offer me no hassle with my credit. Fantastic company Reviewed on: 14th January 2023

Friendly & Efficient!

I have Zopa, Amex and Marbles. Zopa is my everyday card! Reviewed on: 14th January 2023

Great card and app

It is so easy to keep updated and in control of your balance. Can't fault the service. Reviewed on: 14th January 2023

I have advised friends and family to get a zopa credit card

I have never had a problem with my credit card Reviewed on: 14th January 2023

Great card

Realistic, achievable limits set .. Great online communication I love it as a back up , emergency card Highly recommended .. Reviewed on: 14th January 2023

Jomac

Great way to shop , hassle free. Early payment alerts, and loads of places to shop from. Reviewed on: 14th January 2023

Best card

Happy with it's service's and its app Reviewed on: 14th January 2023

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