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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Friendly & Efficient!

I have Zopa, Amex and Marbles. Zopa is my everyday card! Reviewed on: 14th January 2023

Great card and app

It is so easy to keep updated and in control of your balance. Can't fault the service. Reviewed on: 14th January 2023

I have advised friends and family to get a zopa credit card

I have never had a problem with my credit card Reviewed on: 14th January 2023

Great card

Realistic, achievable limits set .. Great online communication I love it as a back up , emergency card Highly recommended .. Reviewed on: 14th January 2023

Jomac

Great way to shop , hassle free. Early payment alerts, and loads of places to shop from. Reviewed on: 14th January 2023

Best card

Happy with it's service's and its app Reviewed on: 14th January 2023

Easy to use great service

I found this easy to use and make payments and after just 6 months got a increase and has helped build my credit score Reviewed on: 14th January 2023

Excellent

From start to finish quick and easy well happy Reviewed on: 14th January 2023

Best credit card ever

Very easy application and very useful tips to improve your credit score Reviewed on: 14th January 2023

An exceptionally clever way of using a credit card.

A straightforward no nonsense credit card where your money is directly accepted and one does not have to wait days for it to be processed. Reviewed on: 14th January 2023

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