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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Quick, easy and simple

Had a loan off zopa in the last and was super helpful when i paid it off. I now have a credit card with them, and both have very low interest rates. No pestering and very quick, easy and simple to repay through the app. Reviewed on: 14th January 2023

Easy if use

Love the app and the ease of use Reviewed on: 14th January 2023

Very good service

My card is used monthly and I always get notified whenever I use it. Zopa have helped by keeping my limit reasonable so I can afford to use them. Reviewed on: 14th January 2023

Easy to use app

The app is so simple to use, alway find what I am looking for Reviewed on: 14th January 2023

Brilliant Product and user friendly

Zopa credit has been great for me a real life saver when things have been tight Reviewed on: 14th January 2023

Excellent company excellent personal service

Fantastic company staff very professional, courteous and helpful Reviewed on: 14th January 2023

Best card

Best credit card I ever had. Good customer service Reviewed on: 14th January 2023

Excellent

Once i call customer service and I apply they quickly respond Reviewed on: 14th January 2023

Sagar khan

Best credit card to improve ur score Reviewed on: 14th January 2023

The best credit card company ever!!

Zopa was one of 5 that accepted me for a credit card as I wanted to build my credit score, they offer the best deal and the best apr, my experience with zopa has been to quality and the app help manage my day to day expensive perfectly, thanks again zopa Reviewed on: 14th January 2023

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