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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit providers

Sensible, fair and good customer service. Reviewed on: 14th January 2023

Top Class Credit Card Provider

No fuss application and quick response. Excellent customer service. So easy to keep a track using the ZOPA App Reviewed on: 14th January 2023

Excellent

Always helpful, excellent service Reviewed on: 14th January 2023

The Good Guys

Getting a credit card to rebuild my rating with a marred credit score was difficult but Zopa look at you in a different way to other providers. Thanks for Zopa my credit rating is climbing. The Good Guys! Reviewed on: 14th January 2023

Quick, easy and simple

Had a loan off zopa in the last and was super helpful when i paid it off. I now have a credit card with them, and both have very low interest rates. No pestering and very quick, easy and simple to repay through the app. Reviewed on: 14th January 2023

Easy if use

Love the app and the ease of use Reviewed on: 14th January 2023

Very good service

My card is used monthly and I always get notified whenever I use it. Zopa have helped by keeping my limit reasonable so I can afford to use them. Reviewed on: 14th January 2023

Easy to use app

The app is so simple to use, alway find what I am looking for Reviewed on: 14th January 2023

Brilliant Product and user friendly

Zopa credit has been great for me a real life saver when things have been tight Reviewed on: 14th January 2023

Excellent company excellent personal service

Fantastic company staff very professional, courteous and helpful Reviewed on: 14th January 2023

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