Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Quick, easy and simple

Had a loan off zopa in the last and was super helpful when i paid it off. I now have a credit card with them, and both have very low interest rates. No pestering and very quick, easy and simple to repay through the app. Reviewed on: 14th January 2023

Easy if use

Love the app and the ease of use Reviewed on: 14th January 2023

Very good service

My card is used monthly and I always get notified whenever I use it. Zopa have helped by keeping my limit reasonable so I can afford to use them. Reviewed on: 14th January 2023

Easy to use app

The app is so simple to use, alway find what I am looking for Reviewed on: 14th January 2023

Brilliant Product and user friendly

Zopa credit has been great for me a real life saver when things have been tight Reviewed on: 14th January 2023

Excellent company excellent personal service

Fantastic company staff very professional, courteous and helpful Reviewed on: 14th January 2023

Best card

Best credit card I ever had. Good customer service Reviewed on: 14th January 2023

Excellent

Once i call customer service and I apply they quickly respond Reviewed on: 14th January 2023

Sagar khan

Best credit card to improve ur score Reviewed on: 14th January 2023

The best credit card company ever!!

Zopa was one of 5 that accepted me for a credit card as I wanted to build my credit score, they offer the best deal and the best apr, my experience with zopa has been to quality and the app help manage my day to day expensive perfectly, thanks again zopa Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.25 from 107 reviews
Clubcard credit cards
from Tesco Bank 4.08 from 334 reviews
Credit card
from M&S Bank - Marks and Spencer 2.94 from 196 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub