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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa Credit Card

Zopa Credit Card is very easy to use and the app allows the card to be paid at any time. Reviewed on: 14th January 2023

The best card

I think is the best, I have possibility to saving money, not only spending, and with goods % Reviewed on: 14th January 2023

Happy customer

From first applying for a credit card through to using it and being offered a credit increase I have nothing but good things to say about Zopa. I feel that I am always in control but someone is always available if I have any questions . Great company and excellent customer service. Would highly recommend this company. Reviewed on: 14th January 2023

Very easy to manage

I found the app easy to use and feel secured Reviewed on: 14th January 2023

Zopa

Zopa are very helpful they do all they can to help me improve my credit unlike other cards Reviewed on: 14th January 2023

Absolutely great.

Not had any issues at all with Zopa, does everything that’s needed, would definitely recommend Reviewed on: 14th January 2023

Brilliant service

Nothing but good things to say about zopa. Thank you for the service Reviewed on: 14th January 2023

No hassle and friendly staff

Great company and staff No hassle service Reviewed on: 14th January 2023

Customer service

Easy to access App Great customer service Reviewed on: 14th January 2023

lovely lot

great card great rates great app - great! Reviewed on: 14th January 2023

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