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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa

Zopa are very helpful they do all they can to help me improve my credit unlike other cards Reviewed on: 14th January 2023

Absolutely great.

Not had any issues at all with Zopa, does everything that’s needed, would definitely recommend Reviewed on: 14th January 2023

Brilliant service

Nothing but good things to say about zopa. Thank you for the service Reviewed on: 14th January 2023

No hassle and friendly staff

Great company and staff No hassle service Reviewed on: 14th January 2023

Customer service

Easy to access App Great customer service Reviewed on: 14th January 2023

lovely lot

great card great rates great app - great! Reviewed on: 14th January 2023

Great credit providers

Sensible, fair and good customer service. Reviewed on: 14th January 2023

Top Class Credit Card Provider

No fuss application and quick response. Excellent customer service. So easy to keep a track using the ZOPA App Reviewed on: 14th January 2023

Excellent

Always helpful, excellent service Reviewed on: 14th January 2023

The Good Guys

Getting a credit card to rebuild my rating with a marred credit score was difficult but Zopa look at you in a different way to other providers. Thanks for Zopa my credit rating is climbing. The Good Guys! Reviewed on: 14th January 2023

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