Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43490 reviews)

View other Zopa products

4.94

Based on 43,490 reviews, last reviewed 19th Mar 2026

155550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43490)

Amanzin

Good credit card. My best credit card Reviewed on: 14th January 2023

Good would recommend

Good service would definitely would recommend to friends and family. Reviewed on: 14th January 2023

Happy with this card

The best card ever! Happy with this Reviewed on: 14th January 2023

I was looking at my credit card statement for payment due & balance. I had been trying to get a Liam from other places but unsuccessful but zopa stepped in for me

Great all financies are sorted with a higher rate loan I had cleared also so with the loan I am cheeper than the other loan old bills have been cleared overall will be a lot better off each month now thanks no much Reviewed on: 14th January 2023

Best credit card ever

Good experience , very easy to use it Reviewed on: 14th January 2023

Good

Very fast and easy to use I can recommend number one o the market Reviewed on: 14th January 2023

Quick and fast

Had very good expirance fast approved and arived to use i enjoyed the money made my life easy in strugle times Reviewed on: 14th January 2023

Great card

Easy to read statements, good Apr, no problems using card, easy to make payments on app, good layout off the app Reviewed on: 14th January 2023

Very good company, easy to use app and friendly advisors on hand.

Overall brilliant experience with this company in challenging times. Reviewed on: 14th January 2023

Fantastic

So simple to use. User friendly app. Regular updates on limit increases. Can’t recommend enough. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.36 from 125 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit card
from M&S Bank - Marks and Spencer 2.75 from 188 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub