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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Brilliant company!!

They are so good & thankyou for making a payment. App is so easy to use. Make you feel like they value your custom!! Reviewed on: 14th January 2023

Great service

I have found Zopa to be helpful ,friendly andthe app is so easy to use. Reviewed on: 14th January 2023

Fantastic

First class service on applying for a credit card online for poor credit score less than a minute to be accepted! Very easy and non intrusive application form and checks. Thank you zopa Reviewed on: 14th January 2023

Great

Great company. Good service easy to use. What more could you ask for Reviewed on: 14th January 2023

Really a good card and easy to use

I like the card its easy to use nice service they gave ti customers Reviewed on: 14th January 2023

Easy and super fast to apply

Just needed a little bit of funding after Christmas. I didn't have the best credit rating but received a card with 3 days of applying. Best thing is that you can 'lock out' an amount for an emergency fund which is a really nice touch. Reviewed on: 14th January 2023

Zopa Credit Card

Zopa Credit Card is very easy to use and the app allows the card to be paid at any time. Reviewed on: 14th January 2023

The best card

I think is the best, I have possibility to saving money, not only spending, and with goods % Reviewed on: 14th January 2023

Happy customer

From first applying for a credit card through to using it and being offered a credit increase I have nothing but good things to say about Zopa. I feel that I am always in control but someone is always available if I have any questions . Great company and excellent customer service. Would highly recommend this company. Reviewed on: 14th January 2023

Very easy to manage

I found the app easy to use and feel secured Reviewed on: 14th January 2023

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