Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Excellent service

5
Quick easy and friendly. Very easy to apply and my card came Very swiftly. The app is extremely easy and helpful Reviewed on: 14th January 2023
Liam Anderson's avatar
Liam Anderson

Best card

5
Good rates and the cushion option to set some funds aside is a really good feature Reviewed on: 14th January 2023
Sean Hargreaves's avatar
Sean Hargreaves

Best card

5
Highly recommend, a joy to deal with Reviewed on: 14th January 2023
Leigh Scott's avatar
Leigh Scott

Love the app so easy

5
Easy to apply for….,,,,,,,………..great !!!!!!! Reviewed on: 14th January 2023
Amanda Brown's avatar
Amanda Brown

All round quality

5
Easy to set up and use app, great customer service. Number 1 in my eyes Reviewed on: 14th January 2023
David Ball's avatar
David Ball

easy to use, safe and great customer care.

5
I have had many credit cards and Zopa are far by easiest to use and helpful. I use the app very often and no issues at all. Reviewed on: 14th January 2023
Leanne S's avatar
Leanne S

The perfect credit card provider.

5
Zopa is just simply the best provider. Period Reviewed on: 14th January 2023
Ahmed Nor's avatar
Ahmed Nor

Good credit provider

5
Good interest rate provider and they increase the limit as soon as possible Reviewed on: 14th January 2023
Shiva ram prasad's avatar
Shiva ram prasad

a fantastic card

5
A great card easy to use easy to obtain very versatile I would recommend it to anyone keep within your credit limit then it will be fine Reviewed on: 14th January 2023
John lillington's avatar
John lillington

Credit cards

5
Easy to switch for long term credit cards Reviewed on: 14th January 2023
Peter's avatar
Peter

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill