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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic credit card

Great card easy to use brilliant Credit limit easy to pay Reviewed on: 14th January 2023

Excellent

Excellent credit card helping to build my credit score Reviewed on: 14th January 2023

Zopa ? Zopa the Class for credit cards !

Zopa ? Zopa the Class for credit cards ! Reviewed on: 14th January 2023

Fantastic experience

Super card and support network , I had a problem and it was quickly sorted by an amazing support team, very happy Reviewed on: 14th January 2023

Brilliant service

I got this card to build up my credit score and it’s good and easy to use and follow Reviewed on: 14th January 2023

Excellent credit card

Really great service, excellent credit, easy to repay via the app, very helpful company, would recommend to family and friends Reviewed on: 14th January 2023

Great card

Great customer service and good credit card Reviewed on: 14th January 2023

So simple to set the card up to use once received also you get a ping each Time with the amount you spent

After receiving the card I read the instructions to use the card so simple. No problems at all Reviewed on: 14th January 2023

Card very good

It was no fuss getting card and ur limit starts of small Reviewed on: 14th January 2023

Unbelievable helpful

When times are hard you need support and unconditional advice look no further The best and without judgement company I've had help my needs with continuous support, communication and most of all disaplined but realistic help ... Thanks ☺️ Reviewed on: 14th January 2023

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