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Zopa: Credit card reviews

4.94
Based on 43,490 reviews, last reviewed 19th Mar 2026
155550% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026
Barbara J's avatar
Barbara J

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43490)

Useful

5
Very east to manage and helpful would recommend Reviewed on: 14th January 2023

Good service

5
Excellent service received by the customer service team Reviewed on: 14th January 2023

Best credit card and services provider

5
best ever i used so many cards but this one is best ever Reviewed on: 14th January 2023

it is good

3
I like this product.I have been using this for 2 years I'm happy to use it Reviewed on: 14th January 2023

Simple

5
Very quick and easy to apply, simple to use and informative. Reviewed on: 14th January 2023

Excellent

5
Helped me out when needed and my credit score is improving. Reviewed on: 14th January 2023

Help out alot

5
Easy to monitor staff are helpful app is easy to use Reviewed on: 14th January 2023

Simple and Affordable Credit

5
Affordable for one off payments or multiple uses. No hidden charges Reviewed on: 14th January 2023

Great service

5
100% easy to use and manage via the app Reviewed on: 14th January 2023

Great company.

5
Got a Zopa card on its reputation and doesn’t disappoint. Great customer service, on line app is really simple to use and I’m always kept up to date with everything that’s happening with my account. Would highly recommend Reviewed on: 14th January 2023

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