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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Excellent credit card

5
Really great service, excellent credit, easy to repay via the app, very helpful company, would recommend to family and friends Reviewed on: 14th January 2023
Jess's avatar
Jess

Great card

5
Great customer service and good credit card Reviewed on: 14th January 2023
Clive Bainbridge 's avatar
Clive Bainbridge

So simple to set the card up to use once received also you get a ping each Time with the amount you spent

5
After receiving the card I read the instructions to use the card so simple. No problems at all Reviewed on: 14th January 2023
Eveline Higgins's avatar
Eveline Higgins

Card very good

5
It was no fuss getting card and ur limit starts of small Reviewed on: 14th January 2023
Sandra 's avatar
Sandra

Unbelievable helpful

5
When times are hard you need support and unconditional advice look no further The best and without judgement company I've had help my needs with continuous support, communication and most of all disaplined but realistic help ... Thanks ☺️ Reviewed on: 14th January 2023
Andrew Witten's avatar
Andrew Witten

Excellent service

5
Quick easy and friendly. Very easy to apply and my card came Very swiftly. The app is extremely easy and helpful Reviewed on: 14th January 2023
Liam Anderson's avatar
Liam Anderson

Best card

5
Good rates and the cushion option to set some funds aside is a really good feature Reviewed on: 14th January 2023
Sean Hargreaves's avatar
Sean Hargreaves

Best card

5
Highly recommend, a joy to deal with Reviewed on: 14th January 2023
Leigh Scott's avatar
Leigh Scott

Love the app so easy

5
Easy to apply for….,,,,,,,………..great !!!!!!! Reviewed on: 14th January 2023
Amanda Brown's avatar
Amanda Brown

All round quality

5
Easy to set up and use app, great customer service. Number 1 in my eyes Reviewed on: 14th January 2023
David Ball's avatar
David Ball

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