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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Excellent Service

5
Zopa card has helped build my credit and protected against unauthorized charges. Reviewed on: 14th January 2023
Mobolaji's avatar
Mobolaji

Reliable

5
Great company. Easy to deal with. Couldn’t ask for better. Reviewed on: 14th January 2023
Jo's avatar
Jo

Professional, User Friendly, Flexability

5
Zopa are a professional, happy to help organisation, who are concerned about their customers and offer advice and flexibility in this current climate. Reviewed on: 14th January 2023
Julie Jones's avatar
Julie Jones

Brilliant credit card!

5
Brilliant little card! I got 6 months interest free balance transfer so I could manage my finances well. Highly recommended. Reviewed on: 14th January 2023
Lesley Macklin's avatar
Lesley Macklin

Excellent

5
Zopa has been a good lending company that is reliable and trusted with confidence. Reviewed on: 14th January 2023
Isaac Awotayo 's avatar
Isaac Awotayo

Fantastic credit card

5
Great card easy to use brilliant Credit limit easy to pay Reviewed on: 14th January 2023
Andrew Jarvis's avatar
Andrew Jarvis

Excellent

5
Excellent credit card helping to build my credit score Reviewed on: 14th January 2023
Emma Brown's avatar
Emma Brown

Zopa ? Zopa the Class for credit cards !

5
Zopa ? Zopa the Class for credit cards ! Reviewed on: 14th January 2023
Michael Dyer's avatar
Michael Dyer

Fantastic experience

5
Super card and support network , I had a problem and it was quickly sorted by an amazing support team, very happy Reviewed on: 14th January 2023
Darren's avatar
Darren

Brilliant service

5
I got this card to build up my credit score and it’s good and easy to use and follow Reviewed on: 14th January 2023
Louise wilkins's avatar
Louise wilkins

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