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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43491 reviews)

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4.94

Based on 43,491 reviews, last reviewed 19th Mar 2026

155600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I found Zopa a very helpful resource to have easy to... I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending an... Read more Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43491)

Straightforward and easy

Zopa helped me rebuild my credit rating and also has a helpful and easy to use app. Reviewed on: 14th January 2023

Easy app great service

Fantastic app !! Quick payment options highly recommend Reviewed on: 14th January 2023

An amazing credit card

Very useful and good for bad credit.my credit have already started repairing itself! Reviewed on: 14th January 2023

Good app

Easy follow up but unfortunately can’t use my card on Apple Pay. Only downside Reviewed on: 14th January 2023

Very Nice and Wonderful Credit Card Company

I have never had any regrets with this great company Reviewed on: 14th January 2023

Helped me gain a good credit rating

I had really bad credit before I got my card and the easy to use app helped me keep track of my spending and helped me get on top of my payments and gaining a good credit rating Reviewed on: 14th January 2023

Honest and simple

Very helpful, honest, and simple to communicate with and manage your account. Reviewed on: 14th January 2023

Easy to maintain acc with accuracy

Low limit to start with but over all satisfaction granted Reviewed on: 14th January 2023

Credit

Very good service from Zopa will recommend other people Reviewed on: 14th January 2023

best card lender ever!!!

easy to use app, plenty of notice of when your re payment will be coming out and theres no hassle with checking anything because you recieve an email when anything has gone out or is due it perfect. Reviewed on: 14th January 2023

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