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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Exactly what it says on the tin

Zopa is perfect for credit building after going through a difficult time I decided Zopa was the best for me Zopa do all the hard work so when they think your credit need’s increasing they offer the app is also perfect everything you would need in one place. And tips on increasing credit Reviewed on: 14th January 2023

Great to experiance

Can’t complain. Get regular email updates and statements the app is very easy to use and understandable and is hassle free with also a ton of features. Reviewed on: 14th January 2023

So far no issues

Good job and had a great experience with the credit card issues. Reviewed on: 14th January 2023

Amazing credit card

Easy to use app and feel totally in control with my finances Reviewed on: 14th January 2023

Very happy with zopa

Very happy with zopa and would recommend Reviewed on: 14th January 2023

Easy to use

Very reliable Effective Useful Reviewed on: 14th January 2023

Have confidence in Zopa

From the first contact, communication, customer service" have been first class. I would definitely recommend others to approach Zopa for a Credit Card Reviewed on: 14th January 2023

Flexibility equals clearly

Recommend for people with don’t believe for easy and simple problems solutions Reviewed on: 14th January 2023

Easy application.

Easy application. Great communications. And fab app Reviewed on: 14th January 2023

Excellent financial tool .I would recommend to everyone

Zopa doing remarkable job in my life . Gives me incredible confidence Reviewed on: 14th January 2023

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