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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43491 reviews)

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4.94

Based on 43,491 reviews, last reviewed 19th Mar 2026

155600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I found Zopa a very helpful resource to have easy to... I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending an... Read more Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43491)

Credit card

Great service, easy toget in touch with, Reviewed on: 14th January 2023

Great services

Positive experience, great services. Reviewed on: 14th January 2023

Number 1 card of the year

It's simple product to use, very helpful Reviewed on: 14th January 2023

Awesome

Very helpful and easy. The app is very simple and easy to use!!!!! Reviewed on: 14th January 2023

Easy to use app great service.

Quick and easy, great app easy to use, and really good offers such as other services. Reviewed on: 14th January 2023

The help I needed

Zopa said yes to me having a Credit Card through them and this has helped me build my Credit rating as well as allowing me to afford some necessities as well as some nice things too. Thank you Zopa Reviewed on: 14th January 2023

Zopa credit card

Very easy to work with. No hassle service. Reviewed on: 14th January 2023

Good

Very good app I'm still waiting Reviewed on: 14th January 2023

THE BEST YET

ZOPA have given me the chance to rebuild my credit ratings, with easy and practical ways, service is second to none with the phone app i can check my spending check helpful hints on using my card Reviewed on: 14th January 2023

The only credit card that accept to me

Zopa is the only credit card that accepted me for an account perfect amount to start of credit will recommend to other people Reviewed on: 14th January 2023

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