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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Amazing

Balance transfers and fast quick and easy Reviewed on: 14th January 2023

Zopa love u

Zopa is a very good app I love it Reviewed on: 14th January 2023

Great customer service

When my first card was sent it never arrived I contacted Zopa and this was dealt with very effectively and efficiently Reviewed on: 14th January 2023

Top bank

Really easy to work love the app Reviewed on: 14th January 2023

excellent services

very easy and friendly site user friendly . also fast at sending emails, items to customers. overall 10/10 as a customer Reviewed on: 14th January 2023

Excellent Credit Card

I love that every time I use the card I get a text message confirming. Also excellent app and good communications Reviewed on: 14th January 2023

Credit card

Great product helped me out a lot. Reviewed on: 14th January 2023

Fantastic service

Zopa has the most fantastic team always ready to help and support. Best credit company to help when someone needs a bit extra Reviewed on: 14th January 2023

Perfection

Great service can't be beaten would recommend zopa to anyone Reviewed on: 14th January 2023

Easy to use. Easy to understand.

There’s no one gives better service than Zopa Reviewed on: 14th January 2023

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