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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy to apply, good rates

Kept informed during the application process, easy to use app Reviewed on: 14th January 2023

Excellent service

Great company and bespoke service to customers Reviewed on: 14th January 2023

very gd service

very good service, easy to understand from the app, easy system Reviewed on: 14th January 2023

Easy and very helpful

I chose a Zopa card as it had a great 0% balance transfer deal. The process was simple and allowed me to transfer my balance during a financially difficult time. Reviewed on: 14th January 2023

Amazing

My experience with Zopa has been great Reviewed on: 14th January 2023

Quick, Convenient, Clear - The Future of Banking

Have held a Zopa Credit card for close on 2 years now: never ever has a problem of an kind in that time nor any need to ask for help. It's simple to use, informative and transparent - exactly what you want from a Bank or Credit Card Account - none of the 'faf' of some of the traditional lenders. With a growling portfolio of products, I'm considering taking up further services from Zopa - as it's clear that with the current progression, they'll be giving Starling, Chase and Mondo a good run for their money somewhat sooner than later... Reviewed on: 14th January 2023

Great credit card

Easy to make payments. Great customer service and support Reviewed on: 14th January 2023

Good card

Very good customer service! Really recommended this card. Reviewed on: 14th January 2023

Awesome

A refreshing new way of credit carding!! Reviewed on: 14th January 2023

Helped me build credit

After I finished my trust deed scotland. I was struggling to get credit. I applied to zopa through clear score. And my credit card has helped me build my credit rating up Reviewed on: 14th January 2023

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