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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43491 reviews)

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4.94

Based on 43,491 reviews, last reviewed 19th Mar 2026

155600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I found Zopa a very helpful resource to have easy to... I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending an... Read more Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43491)

great card great company

very easy to apply great quick service Reviewed on: 14th January 2023

Zopa Credit Card

Good customer service when needed. Reviewed on: 14th January 2023

Great credit card

The app its very usefull, I can check everything from the app. Just great Reviewed on: 14th January 2023

amazing :)

This is an amazing company gives me enough time to pay back they upped my limit to help me overall an amazing company would recommend 100% Reviewed on: 14th January 2023

So simple and easy

Never have a minutes trouble with using my card, I find the app easy to use & make payments and manage my finances Reviewed on: 14th January 2023

Diana F

Very friendly and very helpful. Also great communication with application progress Reviewed on: 14th January 2023

Best 1 yet

Easy to use really good rates and app updates really fast when for example making a repayment so you don't have to wait days for it to update your balance would definitely recommend it to anyone Reviewed on: 14th January 2023

Great company

Easy application and great credit limit Reviewed on: 14th January 2023

Best credit building card

Excellent customer experience and great means of building your credit rating. Reviewed on: 14th January 2023

Zopa card

Easy to use product and the credit cushion feature is brilliant Reviewed on: 14th January 2023

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