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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa The Moon with my credit card

Never had one single issue from the moment I-signed up for Zopa was recommended by a friend. Simply the best. Reviewed on: 14th January 2023

No fuss access to credit

Great credit company that is no fuss and easy to use Reviewed on: 14th January 2023

Excellent service

The process was simple and easy, the app makes using the credit card so easy. Would highly recommend. Reviewed on: 14th January 2023

Great credit card

I enjoy this product and app with notifications on every purchase. I use this as a back up and I like to feel that I can use it if something happens Reviewed on: 14th January 2023

Amazing

Balance transfers and fast quick and easy Reviewed on: 14th January 2023

Zopa love u

Zopa is a very good app I love it Reviewed on: 14th January 2023

Great customer service

When my first card was sent it never arrived I contacted Zopa and this was dealt with very effectively and efficiently Reviewed on: 14th January 2023

Top bank

Really easy to work love the app Reviewed on: 14th January 2023

excellent services

very easy and friendly site user friendly . also fast at sending emails, items to customers. overall 10/10 as a customer Reviewed on: 14th January 2023

Excellent Credit Card

I love that every time I use the card I get a text message confirming. Also excellent app and good communications Reviewed on: 14th January 2023

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