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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to use

A very easy, plain credit card to use & online too Reviewed on: 14th January 2023

Proper

Easy to deal with help you with your finances not just take take take great company Reviewed on: 14th January 2023

Zopa credit card

Help keep you on track , helpful customer service. Helps improving your credit score Reviewed on: 14th January 2023

My Credit Card

Just had my new credit card. Fabulous.All so easy. Reviewed on: 14th January 2023

Really good service and follow up.

Excellent and good practical advice on all factors Reviewed on: 14th January 2023

Excellent service and excellent quality

Very good company and very transparent about everything they do Reviewed on: 14th January 2023

Zopa The Moon with my credit card

Never had one single issue from the moment I-signed up for Zopa was recommended by a friend. Simply the best. Reviewed on: 14th January 2023

No fuss access to credit

Great credit company that is no fuss and easy to use Reviewed on: 14th January 2023

Excellent service

The process was simple and easy, the app makes using the credit card so easy. Would highly recommend. Reviewed on: 14th January 2023

Great credit card

I enjoy this product and app with notifications on every purchase. I use this as a back up and I like to feel that I can use it if something happens Reviewed on: 14th January 2023

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