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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43492 reviews)

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4.94

Based on 43,492 reviews, last reviewed 19th Mar 2026

155650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm a new customer of Zopa and haven't had much deal... I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43492)

Great company

Pleasure to deal with everything is clear in regards to what has to be paid interest rates good keep up the good work Reviewed on: 14th January 2023

Simple and supportive

From my application to present I’ve always found Zopa to be really customer friendly. They try to understand individual circumstances Reviewed on: 14th January 2023

Amazing Company to deal with and everything is so easy.

I have only just become a recent user in the last three months but I cannot fault their customer service or the simplicity of everything x Reviewed on: 14th January 2023

FAULTLESS

Easy to use , transparent and has really helped my credit rating .would highly recommend Reviewed on: 14th January 2023

Zopa

Best rates I’ve seen for a while good customer service Reviewed on: 14th January 2023

Excellent Financial Provider

Zopa are an awesome company providing great financial product without the complications other providers impose. From the very start everything is made clear and simple to do and to understand exactly what you are applying for. Zopa’s website and app are so easy to navigate and use. You can easily see your products, balance, make payments, find answers to your questions, communicate with customer service etc. the Zopa team are very professional yet very friendly, helpful and keep everything easy and uncomplicated to achieve. Overall I’d recommend Zopa to anyone who just want a fuss free, trustworthy, honest and professional experience. Reviewed on: 14th January 2023

Excellent Card & Service

Excellent card, great app, and great service from Zopa. Reviewed on: 14th January 2023

Excellent

It’s been a great experience , great opportunity Reviewed on: 14th January 2023

400

Very good and the best card very easy for use and fast Reviewed on: 14th January 2023

Nice and polite

Easy to sign up to they let you know when you need to pay Reviewed on: 14th January 2023

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