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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Fantastic credit builder

5
Fantastic credit card for building up poor credit allows you to be responsible and only rewarding you with increased limits when proven you can responsibly lend, also handy tool to help with your credit score. Reviewed on: 13th January 2023
sharon woodward's avatar
sharon woodward

Best credit card

5
Recommend this card for anyone .using this card more than a year. Reviewed on: 13th January 2023
Ariyathasan's avatar
Ariyathasan

Brilliance for people

5
Well organised, friendly and knowledgeable team. Help with every aspect of needs Reviewed on: 13th January 2023
Thomas's avatar
Thomas

Easy to apply for

5
All aspects of Zopa are so easy to manage all the through from application to statements to making my payments. So easy to manage Reviewed on: 13th January 2023
David Lane's avatar
David Lane

Excellent rates and great and easy to deal with

5
Easy application and quick. Really easy to deal with. Reviewed on: 13th January 2023
Allan Davies's avatar
Allan Davies

Amazing

5
The best credit card have ever n0 complications credit increase in time!! Daily information about account never let me down. Reviewed on: 13th January 2023
Mario cordas's avatar
Mario cordas

Best credit card

5
Very useful and provides all the products needed in one place. Reviewed on: 13th January 2023
Ashur Banipal's avatar
Ashur Banipal

Good

5
For my it's very good card zoopa Reviewed on: 13th January 2023
Ionela Ciobanu's avatar
Ionela Ciobanu

Excellent

5
I have multiple credit cards but I only prefer zopa to use most of the times. Reviewed on: 13th January 2023
Junaid Ahmed Mohammed's avatar
Junaid Ahmed Mohammed

Great experience when applying and shopping

5
Great credit card brilliant 4 unexpected bills and buying when it's not pay day haha Reviewed on: 13th January 2023
Kellyann Wilson's avatar
Kellyann Wilson

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