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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43492 reviews)

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4.94

Based on 43,492 reviews, last reviewed 19th Mar 2026

155650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm a new customer of Zopa and haven't had much deal... I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43492)

Best

Helpful ,thank you so much! Reviewed on: 14th January 2023

Zopa a credit card you must have

Having a zopa credit card is essential Easy to apply for , the support team are nothing but helpful but more than any credit card there is an option to save for a rainy day. No other credit card does that Reviewed on: 14th January 2023

Credit card rebuilding credit score

This is perfect for people who want to rebuild their credit rating stick to your limits and have be patient, really worth it! Thanks for helping me rebuild mine. Reviewed on: 14th January 2023

Brilliant

Zopa is a very good quality app and credit card company. They keep you the know about any changes or new products. Reviewed on: 14th January 2023

Amazing credit card

Zopa is so easy to apply for and use! I recommend Zopa to anyone looking for a great credit card. Reviewed on: 14th January 2023

great service, no problems, easy use

happy with zopa, been helpfully and app easy to use Reviewed on: 14th January 2023

Easy to used

Very good service as I used Reviewed on: 14th January 2023

Amazing!

Zopa are easy to deal with. I like that I can automatically pay my credit card balance off! Reviewed on: 14th January 2023

Excellent

Excellent product would defo recommend Reviewed on: 14th January 2023

Great Credit Card

I’m very happy with Zopa and would highly recommend them. Reviewed on: 14th January 2023

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