Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent

Great company, no problems at all since I've had my credit card with zopa Reviewed on: 14th January 2023

easy use of the application, affordable interest, and great for use

nothing to complain about , with almost 2 years of use , I just have to say that I had a great experience with the attendants , with the application , and use Reviewed on: 14th January 2023

top service

easy to apply and great service love my Zopa Credit card I also have the app which is easy to understand and very straightforward. Reviewed on: 14th January 2023

Simply brilliant

Simply amazing great customer service and a real help with supporting my credit needs Reviewed on: 14th January 2023

Best credit card

Always there to help and try there very best to help we’re they can never had a problem always able to get hold of some one Reviewed on: 14th January 2023

Excellent service

Up to date information. Excellent service. Easy to use the app. Overall I'm quite happy with the service. Thank you. Reviewed on: 14th January 2023

Zopa are the best

Excellent credit building card. No pressure to use either Reviewed on: 14th January 2023

Credit how it should be

Very helpful and thorough. Great to deal with and highly recommended Reviewed on: 14th January 2023

Good customer care

Great service when you interact with the team Reviewed on: 14th January 2023

Easy to use

A very easy, plain credit card to use & online too Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial Credit Card
from Barclaycard 4.02 from 122 reviews
Credit card
from Zable 4.94 from 77507 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub