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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43493 reviews)

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4.94

Based on 43,493 reviews, last reviewed 19th Mar 2026

155700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always great response . Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43493)

Top level service

Able to keep track of finances with the hassle free app. Notifications when I use my card allowing me to keep track of spending. Great card Reviewed on: 14th January 2023

Satisfied

Very quick and helpful. I would recommend. Reviewed on: 14th January 2023

Work and is effective

They have a great customer service Reviewed on: 14th January 2023

Quick and easy

Was easy to apply and was amazed when I got accepted Reviewed on: 14th January 2023

Great service

I founded easy and fast to apply. Perfect app Thx Lorenzo Reviewed on: 14th January 2023

Great card and service

Easy to use zopa app and good to use the savings pots and simple to get access to your savings if you need them Reviewed on: 14th January 2023

Amazing helpful company

Very good experience, low monthly payments, always there to help Reviewed on: 14th January 2023

Excellent credit card

This card is very easy to apply for and very easy to use, the card loads straight onto your Google pay on your phone. Reviewed on: 14th January 2023

Gives Customer Control

Easy to apply and has a great application to keep control of all your finances. Advice given too. A great company that looks After customers Highly recommend Reviewed on: 14th January 2023

a credit of 200 is to have nothing

nothing as you can see I don't use the card Reviewed on: 14th January 2023

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