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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Honest company

Nice had a problem, they keep you updated, and are always on hand should you have a problem. Reviewed on: 13th January 2023

Acceptable

Quick and simply credit card for people. Reviewed on: 13th January 2023

Easy but responsible

Fully checked my ability to pay and whole process was very easy Reviewed on: 13th January 2023

Excellent

Excellent Credit Card Provider, helpfull, not bad interest rates either... Reviewed on: 13th January 2023

Easy to deal with and quick to provide answers to my questions.

I had a query regarding a payment and found the advisor helpful and knowledgeable. Reviewed on: 13th January 2023

Great lender good rates

It was easy to apply & get accepted, a good rate, easy to use App to check balance & make payments Reviewed on: 13th January 2023

Fantastic

Love the app so easy to use customer service is fantastic Reviewed on: 13th January 2023

10/10 Credit Card

Have had no issues using my Zopa credit card so easy with the app Reviewed on: 13th January 2023

Credit cards unravelled

Easy to use, informative and good website which is uncomplicated. Reviewed on: 13th January 2023

Brilliant

I'm very happy with the service there always happy to help with anything Reviewed on: 13th January 2023

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