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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy and Simple, "money, made easy"

Probably the most easiest application, and most simply to use app I've seen. I can't complain about the ease of services from Zopa, overall great experience so far. I particularly like the many features and services they offer too. Would highly recommend Zopa to anyone Reviewed on: 14th January 2023

The best option for a credit card

Easy app to use access to customer support Reviewed on: 14th January 2023

Top Credit Card Company

I would highly recommend Zopa Credit card, Reviewed on: 14th January 2023

Brilliant

Really good service. Always there to help me out of a jam. Reviewed on: 14th January 2023

Excellent and easy

Zopa is always updated and let you know in advance whatever needs to be done so that we are not sleeping of paying back and the app is super easy to use, Reviewed on: 14th January 2023

Good company

I’ve had 2 loans (now fully paid) and a credit card off these, the app is easy to use and the staff are friendly. Reviewed on: 14th January 2023

Simple, great service

Easy to apply, quick decision and fully in control - unlike certain larger cards (rhymes with arkly card) genuinely in control of finance with a straightforward app. Absolutely recommend. Reviewed on: 14th January 2023

Excellent Web site

Easy to use, good Apr rates, highly recommended Reviewed on: 14th January 2023

Professional

Very helpful and professional service Reviewed on: 14th January 2023

Credit card

It’s the best one I’ve ever used Reviewed on: 14th January 2023

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