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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Card

Very good always there if need help Reviewed on: 13th January 2023

Perfect for me

Love using them quick to get hold of, apps perfect to manage my spending Reviewed on: 13th January 2023

Amazing

Never had a problem. Perfect service xx Reviewed on: 13th January 2023

SIMPLE AND EASY TO USE

The simplest card I've ever used, very efficient company. Reviewed on: 13th January 2023

Credited custom

Really happy with zopa they offer regular updates on my credit balance there's someone to speak too to discuss my situation and I'm finding it really easy to acess the zopa app Reviewed on: 13th January 2023

Fantastic

Absolutely fantastic best company for a credit card Reviewed on: 13th January 2023

Credit card and car finance. Great company

First got my car finance with zopa, great rate, brilliant customer service and all round easy to set up. Also then got a credit card through zopa which followed all the same. Would highly recommend. Reviewed on: 13th January 2023

Zopa unlike others

Zopa has alot of benefits helpful customer services easy to use that app has alot of service built in unlike other cards I mean I'm satisfied with zopa overall . Reviewed on: 13th January 2023

Fantastic Standards

Zopa are a fantastic company and are very helpful and fair with helping customers get what they are looking for and helping along the way. Reviewed on: 13th January 2023

Love my Zopa card

Was so pleased Zopa excepted me for a credit card.im going to look after this one.its great to be able to buy the things I need, then I pay my balance in full when I get paid. Reviewed on: 13th January 2023

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