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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41911 reviews)

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4.93

Based on 41,911 reviews, last reviewed 18th Jan 2026

80450% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, quick problem solving Good customer service, quick problem solving Reviewed on: 18th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41911)

Credit card

Quickly submitted aplication and quicky received my credit card Reviewed on: 14th January 2023

Easy to use and manage

Very good credit card easy to use and mange credit limit just right for my needs Reviewed on: 14th January 2023

Honest finance

I had some negative factors on my credit file and was refused credit elsewhere. Zopa looked past my historic information and looked at my recent history from the last few years. They provided me a manageable credit limit. This was a lifeline at the time that has also helped me build my credit score. Reviewed on: 14th January 2023

Great card

Great card great company and always easy to deal with Reviewed on: 14th January 2023

Great was to improve credit score

Zopa is a great way to improve your credit score. The lintel given is just enough to make sure you don’t struggle and able to repay Reviewed on: 14th January 2023

Helpful credit card

Zopa credit card helped me when I needed it to help build my credit score and the interest rates are not to bad I would recommend this credit card to anyone Reviewed on: 14th January 2023

Amazing card and easy to use app.

setting up was quick and easy, app simple (but not basic) and easy to understand Reviewed on: 14th January 2023

Gets me laid

Winning and that's all that matters Reviewed on: 14th January 2023

Great service allround.

App is intuitive and useful, no problems getting help with any queries and great rates on credit. Reviewed on: 14th January 2023

Fantastic services and customer care

I forgot my pin and was able to resolve it within reasonable time Reviewed on: 14th January 2023

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