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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Heart felt

Help when needed couldn't ask for more Reviewed on: 14th January 2023

Simple and effective

Great for credit building. Easy to apply and great parameters for acceptance Reviewed on: 14th January 2023

Never no problems

Never no problems. Customer service very helpful Reviewed on: 14th January 2023

Easy credit card

I applied for a credit card and I get it in seconds because of the app Thanks Reviewed on: 14th January 2023

Financial Control

Efficient, caring and realistic in assisting clients to spend responsibly and maintain excellent credit ratings. Reviewed on: 14th January 2023

Great credit card

Love this credit card. Easy to use and pay off balance. Well informed and helpful customer services Reviewed on: 14th January 2023

Easy and Simple, "money, made easy"

Probably the most easiest application, and most simply to use app I've seen. I can't complain about the ease of services from Zopa, overall great experience so far. I particularly like the many features and services they offer too. Would highly recommend Zopa to anyone Reviewed on: 14th January 2023

The best option for a credit card

Easy app to use access to customer support Reviewed on: 14th January 2023

Top Credit Card Company

I would highly recommend Zopa Credit card, Reviewed on: 14th January 2023

Brilliant

Really good service. Always there to help me out of a jam. Reviewed on: 14th January 2023

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