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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Awesome credit provider!

I was looking for something new and a bit different in terms of credit card providers. I came across Zopa through a recommendation from a credit report company. Maybe experience has been nothing short of excellent! Easy application process, instant response and acceptance. Started off with a small credit limit as I didn't want to put all my eggs in one basket so to speak, but I am so happy that I chose Zopa. I will be staying and growing a relationship with Zopa for many years to come. Customer service is outstanding and everything about my experience so far has been so easy to manage. Any problems/questions have been dealt with efficiently and swiftly. I will definitely be recommending Zopa to all of my friends and family! ⭐⭐⭐⭐⭐ Reviewed on: 14th January 2023

Flexible Credit Card

Easy to use, no fees for use abroad. Good all round credit card. Reviewed on: 14th January 2023

Easy to use

Really good credit card. Always kept updated. Easy to use app where you can pay before payment date Reviewed on: 14th January 2023

Great

Great credit card, from a great company. Would highly recommend them. Thankyou Adrian Reviewed on: 14th January 2023

Heart felt

Help when needed couldn't ask for more Reviewed on: 14th January 2023

Simple and effective

Great for credit building. Easy to apply and great parameters for acceptance Reviewed on: 14th January 2023

Never no problems

Never no problems. Customer service very helpful Reviewed on: 14th January 2023

Easy credit card

I applied for a credit card and I get it in seconds because of the app Thanks Reviewed on: 14th January 2023

Financial Control

Efficient, caring and realistic in assisting clients to spend responsibly and maintain excellent credit ratings. Reviewed on: 14th January 2023

Great credit card

Love this credit card. Easy to use and pay off balance. Well informed and helpful customer services Reviewed on: 14th January 2023

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