Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 14th May 2025

72% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service easy to use the app. Great service easy to use the app.. Reviewed on: 14th May 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

Excellent

Excellent credit card just what I needed Reviewed on: 13th January 2023

Responsible Lender

An excellent credit card. Easy to apply backed up by a very good app which is easy to use and has very good security features. The app itself is backed up by a very high quality customer service over the phone. I personally have had experience of this with a security issue that was sorted out by the operator in less than five minutes. Zopa also understands it's customers by never encouraging unnecessary spending and makes sure to offer a reasonable, responsiple credit limit. All in all a very good quality card and service. Reviewed on: 13th January 2023

Great service and App

Great from application to customer Reviewed on: 13th January 2023

Fantastic

Very easy to use app. I don't have a great credit history because of my wild younger days, but they started with a low limit and increased it when it was clear I can make regular payments, so it improved my credit score. The only down side is that I dont like carring cash abroad, or my bank card, and there is a charge for withdrawing cash on holiday. Reviewed on: 13th January 2023

Great service

Very easy great service everything you need Reviewed on: 13th January 2023

Superb and great service

App is great ! Paying ta bill is easy , payment registers strait away ! Just a great service Reviewed on: 13th January 2023

Amazing provider

Zopa are super clear with everything they make it all so easy and also promote sensible lending! Getting credit can be so risky for some people and I feel Zopa understand that Reviewed on: 13th January 2023

Card

Very good always there if need help Reviewed on: 13th January 2023

Perfect for me

Love using them quick to get hold of, apps perfect to manage my spending Reviewed on: 13th January 2023

Amazing

Never had a problem. Perfect service xx Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard Credit Card
from Tesco Bank 4.02 from 311 reviews
Overpay
from Incredible 4.60 from 5 reviews
Credit Card
from Nationwide 4.00 from 192 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub