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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,494 reviews, last reviewed 20th Mar 2026
155750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026
Sarah m's avatar
Sarah m

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43494)

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4
Easy process and very polite and knowledgeable customer support Reviewed on: 14th January 2023
Kenneth Greenidge 's avatar
Kenneth Greenidge

Helpful

5
I've used this card to help improve my credit score. It's done exactly that and I would highly recommend. Reviewed on: 14th January 2023
Chris's avatar
Chris

When the going gets tough, get Zopa !

5
We all need a little help and support sometimes or perhaps a short or long term fix. Zopa certainly ticks those boxes and their easy to apply process and excellent customer service and ongoing support are second to none. Thank you Zopa ! Reviewed on: 14th January 2023
Jim L, North East's avatar
Jim L, North East

Perfect for when I need it

5
I only have a low value credit card but when I need it, it’s there. Works perfect for me and any repayments are fairly small. Nothing but a good service for me. Reviewed on: 14th January 2023
Snillord's avatar
Snillord

Great service

5
Very easygoing app, friendly APR Reviewed on: 14th January 2023
Zbigniew Sosnowski's avatar
Zbigniew Sosnowski

Very satisfied customer

5
Hassle free ,I never had to call or write to them about any problem I faced. Reviewed on: 14th January 2023
Don Chahine's avatar
Don Chahine

First Class

5
Excellent card with a first class customer service . Reviewed on: 14th January 2023
Kevin's avatar
Kevin

Great service

5
Great service from start to finish. They helped me when I needed it most. Still to this day they help Reviewed on: 14th January 2023
Dean's avatar
Dean

Zopa,Credit card

5
Best card..Providing great flexibility in day to day life..Thank you. Reviewed on: 14th January 2023
Mohammad Waiz's avatar
Mohammad Waiz

great card

5
have had this card for awhile now, easy too use,the app is great can navigate with ease in it to find what you want , see your statement make payments or contact them . Reviewed on: 14th January 2023
terry hilder's avatar
terry hilder

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