Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company to deal with

Greta company, good customer service. Great app to navigate too! Reviewed on: 14th January 2023

Excellent company all round

Having already been extremely impressed with the service provided on my Zopa loans I didn’t hesitate to contact them when I was looking for a new credit card provider. Everything from application to setting up monthly repayments is just so easy and efficient. The communication and app access is perfect. I wish all my finance providers were as easy to use. Reviewed on: 14th January 2023

Zopa

Happy with the way you have treated me Reviewed on: 14th January 2023

Easy and smooth interface

So easy and user friendly to use unlike other I’ve used in the past, love the safety features Reviewed on: 14th January 2023

Great company

Quick , effective application process. Great App and customer service.. Reviewed on: 14th January 2023

The best credit card company

Overall I’ve had a great experience with Zopa Reviewed on: 14th January 2023

Brilliant Customer Service

Very quick to answer phone calls, live chat run impressively additionally. Easy to use service and simple to make changes through the mobile app. 5 star service. Reviewed on: 14th January 2023

Great Customer Service & Care

A fantastic company. Very supportive. Always on hand to help. Best one I have come across. Reviewed on: 14th January 2023

Great credit card provider

Make everything so easy & really helpful Reviewed on: 14th January 2023

Simple, easy, useful

Zopa has been an absolute breath of fresh air. Ease of use and helpfulness have been wonderful Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.35 from 601 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.10 from 60 reviews
Partnership credit card
from John Lewis 2.11 from 906 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub