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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,494 reviews, last reviewed 20th Mar 2026
155750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026
Sarah m's avatar
Sarah m

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43494)

Best card to have

5
So easy to use and control your spending Reviewed on: 14th January 2023
David Palmer's avatar
David Palmer

First Class

5
First class product, great communication and app is excellent. Reviewed on: 14th January 2023
shaun caddick's avatar
shaun caddick

So easy to use!!

5
So easy to use, and everything you need is available on the app to help with any problems. Regular communication via text messages so you always know how when your payments are due and how much you have available Reviewed on: 14th January 2023
jfkelly79@hotmail.com's avatar
[email protected]

Great credit card

5
Fantastic card, all done through the app which is amazing for checking your balance on the go snd updated instantly Reviewed on: 14th January 2023
Kerry Doyle's avatar
Kerry Doyle

Easy to deal with

5
Everything is so easy and the app is easy to use Reviewed on: 14th January 2023
Walter Turner's avatar
Walter Turner

Great company

5
Always very helpful and friendly and trustworthy means a lot to me as a pensioner. Reviewed on: 14th January 2023
Eric Taylor's avatar
Eric Taylor

Great company

5
Very good customer service and services throughout Reviewed on: 14th January 2023
Nick's avatar
Nick

So easy to use

5
Of all credit cards I’ve found Zopa to be the best and the app is great too !! Reviewed on: 14th January 2023
Simon 's avatar
Simon

Best credit Card

5
The information in the apps is really good.You have an overall idea regarding your credit score or borrowing power in terms of how you performing. Reviewed on: 14th January 2023
Mohammad's avatar
Mohammad

Great service

5
Great custermor sevice and has help to get my credit rating back on track Reviewed on: 14th January 2023
robert williams's avatar
robert williams

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