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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Great

5
Decent card easy to use quick replacement if needed so yeah decent service Reviewed on: 14th January 2023
gszoby@live.co.uk's avatar
[email protected]

Really easy to apply

5
Easy to apply helpful tools and advice highly recommended Reviewed on: 14th January 2023
Gary prentice's avatar
Gary prentice

Customer feedback

4
Very simple process to obtain credit to assist financial assistance in a current cost of living, they’re understanding, supportive and great CS, other companies need to learn from them! Reviewed on: 14th January 2023
Antony Desert's avatar
Antony Desert

Great company!

5
Zopa is a great company. I have never had any issue with my credit card account, even if I have accidentally exceeded my limit. I am very happy to support them. Reviewed on: 14th January 2023
Suzanne Gates's avatar
Suzanne Gates

Brilliant

5
Never messed Me about the app if very helpful as well Reviewed on: 14th January 2023
Ben. Chapman's avatar
Ben. Chapman

Awesome credit provider!

5
I was looking for something new and a bit different in terms of credit card providers. I came across Zopa through a recommendation from a credit report company. Maybe experience has been nothing short of excellent! Easy application process, instant response and acceptance. Started off with a small credit limit as I didn't want to put all my eggs in one basket so to speak, but I am so happy that I chose Zopa. I will be staying and growing a relationship with Zopa for many years to come. Customer service is outstanding and everything about my experience so far has been so easy to manage. Any problems/questions have been dealt with efficiently and swiftly. I will definitely be recommending Zopa to all of my friends and family! ⭐⭐⭐⭐⭐ Reviewed on: 14th January 2023
Richard Beaman's avatar
Richard Beaman

Flexible Credit Card

5
Easy to use, no fees for use abroad. Good all round credit card. Reviewed on: 14th January 2023
Alan Pomfret's avatar
Alan Pomfret

Easy to use

5
Really good credit card. Always kept updated. Easy to use app where you can pay before payment date Reviewed on: 14th January 2023
Annette's avatar
Annette

Great

5
Great credit card, from a great company. Would highly recommend them. Thankyou Adrian Reviewed on: 14th January 2023
Adrian Green 's avatar
Adrian Green

Heart felt

5
Help when needed couldn't ask for more Reviewed on: 14th January 2023
Ricardo Rock 's avatar
Ricardo Rock

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