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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Best credit card

5
Zopa has help me in getting my credit score improved, easy access to making balance payments on your card and show on your card within 30 minutes the app is so easy to use Reviewed on: 13th January 2023
lawrie35 Littlejohns's avatar
lawrie35 Littlejohns

Literally the smart card

5
Not only is the monthly payments affordable but the app is so easy to use and customer service is amazing,if you don't have this card your missing out,zopa smart in every way Reviewed on: 13th January 2023
Carolyn's avatar
Carolyn

Credit card review

5
Easy to manage, apps easy to use - reminders for payments dates and all aspects easy to use Reviewed on: 13th January 2023
Hayley Lock's avatar
Hayley Lock

Excellent service

5
Zopa is brilliant,excellent customer service Reviewed on: 13th January 2023
David mceachan's avatar
David mceachan

Best credit card

5
Best credit card , Good talking. Reviewed on: 13th January 2023
sorintneagu@yahoo.com's avatar
[email protected]

Good service

5
Easy to access app , easy to pay balance Reviewed on: 13th January 2023
Gary's avatar
Gary

Excellent customer service

5
My experience with zopa is very positive customer services are excellent I highly recommend them. Reviewed on: 13th January 2023
James Price's avatar
James Price

Super credit card

5
Really great customer service and easy to set up and use. Reviewed on: 13th January 2023
Viva 's avatar
Viva

Fair, transparent

5
App is easy to use understand. Clear application Reviewed on: 13th January 2023
Rosy's avatar
Rosy

Excellent credit facility

5
Online banking easy, contacting customer services is an easy process, delighted with my overall experience with Zopa Reviewed on: 13th January 2023
Arthur Purvis 's avatar
Arthur Purvis

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