Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

View other Zopa products

4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40272)

Easy to apply

Easy to apply.easy to use. Ear of application. Easy to repay. Easiest card to apply for Reviewed on: 13th January 2023

Outstanding service by Zopa

Outstanding service by Zopa they really do go above and beyond for they customers highly recommend Reviewed on: 13th January 2023

Excellent

Straight forward andEasy and clear to use. Reviewed on: 13th January 2023

Brilliant company

A really good credit card with a good rate and limit. Reviewed on: 13th January 2023

One of the Best!

I like this product so much... Simply the best! Reviewed on: 13th January 2023

Awesome Credit Card provider

I have nothing but good things to say about Zopa. Nothing is a problem for them in my experience, they are 100% committed to their customers , they are on top of suspected fraudulent use on your card and can't do enough to help. Reviewed on: 13th January 2023

Just a credit card company

Happy to let you spend money, then get funny when you spend too much Reviewed on: 13th January 2023

Great credit card, good APR

Easy to manage, good credit limit, the app explains what's needed to be paid first. One of the Best on the market now. Reviewed on: 13th January 2023

Better than the others

I was in financial difficulty and Zopa was the only lander that took the lip of faith to help me out regardless my poor credit score. Credit card arrived very quick The App works perfectly All your transactions are being processed immediately, and you don't have to worry about overspending. Reviewed on: 13th January 2023

Thank you, you are the best and simplest to deal with

Many I needed in some embarrassing and I found it Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.89 from 20 reviews
Credit card
from Jaja Finance 1.38 from 142 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub