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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

The best credit card company

Overall I’ve had a great experience with Zopa Reviewed on: 14th January 2023

Brilliant Customer Service

Very quick to answer phone calls, live chat run impressively additionally. Easy to use service and simple to make changes through the mobile app. 5 star service. Reviewed on: 14th January 2023

Great Customer Service & Care

A fantastic company. Very supportive. Always on hand to help. Best one I have come across. Reviewed on: 14th January 2023

Great credit card provider

Make everything so easy & really helpful Reviewed on: 14th January 2023

Simple, easy, useful

Zopa has been an absolute breath of fresh air. Ease of use and helpfulness have been wonderful Reviewed on: 14th January 2023

Very good ,

Very good ,would definitely recommend to anyone Reviewed on: 14th January 2023

Credit card with Ease

Zopa credit card is very easy to get and the customer service is available at all a time and very helpful. Reviewed on: 14th January 2023

Best company ever

Absolute diamond of a company, very reasonable rates fast response would recommend to anyone, so quick and easy Reviewed on: 14th January 2023

Helpful and transparent

Zopa has been extremely helpful, easy to use, trustworthy and transparent. It has also provided me with some useful insight into my spending power and credit report. Very happy. Reviewed on: 14th January 2023

Great customer service

Staff are very helpful and willing to support. Easy to use Reviewed on: 14th January 2023

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