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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

User friendly

Easy online application and user friendly website. Helpful reminders for payments and balances. Reviewed on: 14th January 2023

Excellent customer service

Great card, great app easy to use excellent customer service Reviewed on: 14th January 2023

Great value

Always good and there for you, got what I need and not much fuss Reviewed on: 14th January 2023

Fantastic card

Brilliant. Keeps you up to date with spending and offers lots of features Reviewed on: 14th January 2023

Best modern credit card

Best modern credit card on the market. Daily interest updates and instant payments added to the card. Reviewed on: 14th January 2023

Excellent

After bad choices in the past, this company give me a new start and i have not fallen behind at any point. Always keeps you updated and well informed. Easy to use app and great customer service. Reviewed on: 14th January 2023

Best forever

Zopa is amazing,have no words for this company which makes life easier and providing excellent service Reviewed on: 14th January 2023

Very good service

Gave me a chance for credit when nobody else would and at a great rate Reviewed on: 14th January 2023

Helpfull

I had trouble getting credit card and zopa were there when I needed them and keeps me update with my borrowing power great company Reviewed on: 14th January 2023

Great customer service!!

Amazing customer service, with regular updates, and easy to use app. Reviewed on: 14th January 2023

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