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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Life saviour

It was there when i needed it most despite my poor credit rating Reviewed on: 14th January 2023

Exelente

Es facil de aplicar y obtener son muy ambles al attender tus preguntas e inquietudes no necesitas mucha verification en fin la recommends para familias Reviewed on: 14th January 2023

Best finance company ever!

I have a credit card and two loans with Zopa. Such a pleasure to deal with. I wouldn't go anywhere else. You do need to have a good credit rating though so make sure you have one before you apply. Reviewed on: 14th January 2023

Quality service

From the start excellent customer service very easy to use app Reviewed on: 14th January 2023

Very Good Card.

I would recommend Zopa card to all my friends and family members. The app is easy to use and very straight forward. Reviewed on: 14th January 2023

Low credit limit

Small credit limit that doesn’t change as well as the borrowing score, high interest Reviewed on: 14th January 2023

Great company to deal with

Greta company, good customer service. Great app to navigate too! Reviewed on: 14th January 2023

Excellent company all round

Having already been extremely impressed with the service provided on my Zopa loans I didn’t hesitate to contact them when I was looking for a new credit card provider. Everything from application to setting up monthly repayments is just so easy and efficient. The communication and app access is perfect. I wish all my finance providers were as easy to use. Reviewed on: 14th January 2023

Zopa

Happy with the way you have treated me Reviewed on: 14th January 2023

Easy and smooth interface

So easy and user friendly to use unlike other I’ve used in the past, love the safety features Reviewed on: 14th January 2023

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