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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 14th May 2025
72% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use the app. Great service easy to use the app.. Reviewed on: 14th May 2025
burtthechef's avatar
burtthechef

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Brilliant company

5
A really good credit card with a good rate and limit. Reviewed on: 13th January 2023

One of the Best!

5
I like this product so much... Simply the best! Reviewed on: 13th January 2023

Awesome Credit Card provider

5
I have nothing but good things to say about Zopa. Nothing is a problem for them in my experience, they are 100% committed to their customers , they are on top of suspected fraudulent use on your card and can't do enough to help. Reviewed on: 13th January 2023

Just a credit card company

4
Happy to let you spend money, then get funny when you spend too much Reviewed on: 13th January 2023

Great credit card, good APR

5
Easy to manage, good credit limit, the app explains what's needed to be paid first. One of the Best on the market now. Reviewed on: 13th January 2023

Better than the others

5
I was in financial difficulty and Zopa was the only lander that took the lip of faith to help me out regardless my poor credit score. Credit card arrived very quick The App works perfectly All your transactions are being processed immediately, and you don't have to worry about overspending. Reviewed on: 13th January 2023

Thank you, you are the best and simplest to deal with

5
Many I needed in some embarrassing and I found it Reviewed on: 13th January 2023

Best credit card

5
Zopa has help me in getting my credit score improved, easy access to making balance payments on your card and show on your card within 30 minutes the app is so easy to use Reviewed on: 13th January 2023

Literally the smart card

5
Not only is the monthly payments affordable but the app is so easy to use and customer service is amazing,if you don't have this card your missing out,zopa smart in every way Reviewed on: 13th January 2023

Credit card review

5
Easy to manage, apps easy to use - reminders for payments dates and all aspects easy to use Reviewed on: 13th January 2023

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