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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

A plus

5
Great product great service would definitely recommend Reviewed on: 14th January 2023

Great

5
Amazing loan easy to use app would highly recommend Reviewed on: 14th January 2023

Great credit card

5
I have found using Zopa really great.! They help you improve your financial situation by giving you advice on how to best manage your finances. Reviewed on: 14th January 2023

Great app

5
I only have this card for small purchases, the protection and security are excellent. And the app makes it so easy to keep track! Love it. Reviewed on: 14th January 2023

Excellent

5
Zopa are an excellent card provider they keep me informed about all offers and send reminders when payments are due the app shows all my transactions and is easy to use Reviewed on: 14th January 2023

Brilliant

5
I have never had any trouble paying the app is so simple to use Reviewed on: 14th January 2023

Easy, efficient and helpful

5
Easy to apply and great app to keep on track Reviewed on: 14th January 2023

Quick and good rates

5
Excellent quick and easy . App is easy to use and lots of information Reviewed on: 14th January 2023

Excellent

5
Brilliant credit card and features like saving account Reviewed on: 14th January 2023

Very easy to apply and helpful

5
I am very happy with ZOPA cerdir card i was refused everywhere for a credit card because of my poor credit score but i had one in 5 minutes with ZOPA for £ 400 limit which is very good i am very greatful zopa credit card is there to help me on the difficult time 100%recommended Reviewed on: 14th January 2023

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