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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,494 reviews, last reviewed 20th Mar 2026
155750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026
Sarah m's avatar
Sarah m

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43494)

Amazing service

5
Always willing to help and easier to use. Reviewed on: 14th January 2023
Shayan Arif's avatar
Shayan Arif

Amazing service

5
Everything is updated in real time & all the online interfaces are so intuitive. Amazingly smooth service and you know exactly where you are with your credit as well. Additionally to this their customer service is so proactive & there’s also financial information that they provide as well; all round just a fantastic company! Reviewed on: 14th January 2023
James Dalton's avatar
James Dalton

best

5
simply and easy to use , happy costumers Reviewed on: 14th January 2023
Silviu-Cosmin Epure's avatar
Silviu-Cosmin Epure

Review

5
Very easy to apply, app is easy to use and allows you to keep check of your spending and payments required. Reviewed on: 14th January 2023
Clare's avatar
Clare

Amazing

5
Super really helpful if ever have a problem defeating number 1 Reviewed on: 14th January 2023
Tom's avatar
Tom

Been using to build my credit

5
Using zopa card to help me build my credit and find it so to keep in control of my spending Reviewed on: 14th January 2023
Richard Sneddon's avatar
Richard Sneddon

Excellent credit card provider

5
Since I hv been using Zopa credit card. I hv never had any issues with them. Its a provider i will recommend to everyone with the app also being user friendly and zopa has good customer services. Reviewed on: 14th January 2023
Jogzy TV's avatar
Jogzy TV

Fab access to banking!

5
Their app is so easy to use and on the occasion you forget your pin, you can access it online! Reviewed on: 14th January 2023
Sarita Anne's avatar
Sarita Anne

Card

5
Not a bad card very helpful great Reviewed on: 14th January 2023
Darren dixon's avatar
Darren dixon

Best credit card yet

5
The app is very simple to use and I have had no problems Reviewed on: 14th January 2023
Colin's avatar
Colin

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