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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 14th May 2025
72% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use the app. Great service easy to use the app.. Reviewed on: 14th May 2025
burtthechef's avatar
burtthechef

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Best Credit Card

5
Helped me in Critical Time! Thank You Reviewed on: 13th January 2023

Best credit card provider

5
Soft interest and very effective Reviewed on: 13th January 2023

Excellent

5
Very easy to use in every way. Excellent service. Reviewed on: 13th January 2023

Easy to manage

5
The credit card management app makes tracking your spending so much easier. The push notifications are a gentle reminder that you're using credit. The app is simple but effective. Super pleased with Zopa as a company. Reviewed on: 13th January 2023

Amazing credit card very clear, fair and extremely affordable

5
Really loved banking with Zopa has helped me through tough times and been amazing Reviewed on: 13th January 2023

Great credit builder credit card

5
Easy process from pre-approved credit card Reviewed on: 13th January 2023

Best ever

5
Always there to help Nothing to much to ask Reviewed on: 13th January 2023

Easy to apply

5
Easy to apply.easy to use. Ear of application. Easy to repay. Easiest card to apply for Reviewed on: 13th January 2023

Outstanding service by Zopa

5
Outstanding service by Zopa they really do go above and beyond for they customers highly recommend Reviewed on: 13th January 2023

Excellent

5
Straight forward andEasy and clear to use. Reviewed on: 13th January 2023

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