Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44340)

Great

5
Amazing loan easy to use app would highly recommend Reviewed on: 14th January 2023
David Gabrielle's avatar
David Gabrielle

Great credit card

5
I have found using Zopa really great.! They help you improve your financial situation by giving you advice on how to best manage your finances. Reviewed on: 14th January 2023
Amy sharlott's avatar
Amy sharlott

Great app

5
I only have this card for small purchases, the protection and security are excellent. And the app makes it so easy to keep track! Love it. Reviewed on: 14th January 2023
Adam Brown's avatar
Adam Brown

Excellent

5
Zopa are an excellent card provider they keep me informed about all offers and send reminders when payments are due the app shows all my transactions and is easy to use Reviewed on: 14th January 2023
Stuart Van Cuylenburg's avatar
Stuart Van Cuylenburg

Brilliant

5
I have never had any trouble paying the app is so simple to use Reviewed on: 14th January 2023
Trevor Darrell's avatar
Trevor Darrell

Easy, efficient and helpful

5
Easy to apply and great app to keep on track Reviewed on: 14th January 2023
JCurrie's avatar
JCurrie

Quick and good rates

5
Excellent quick and easy . App is easy to use and lots of information Reviewed on: 14th January 2023
tomairyn's avatar
tomairyn

Excellent

5
Brilliant credit card and features like saving account Reviewed on: 14th January 2023
jon.fraser@icloud.com's avatar
[email protected]

Very easy to apply and helpful

5
I am very happy with ZOPA cerdir card i was refused everywhere for a credit card because of my poor credit score but i had one in 5 minutes with ZOPA for £ 400 limit which is very good i am very greatful zopa credit card is there to help me on the difficult time 100%recommended Reviewed on: 14th January 2023
henriettepulcherie@yahoo.co.uk's avatar
[email protected]

Life saviour

5
It was there when i needed it most despite my poor credit rating Reviewed on: 14th January 2023
Mckay Sales's avatar
Mckay Sales

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill