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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Does what it says

Easy application, excellent customer support, and manageable credit limit makes it my go-to credit card. Reviewed on: 14th January 2023

Great product

Flexible and easy to manage. Like credit cushion feature. Reviewed on: 14th January 2023

Brilliant

Was so easy to apply for it, everything was explained beforehand, I knew what my limit was and how much Apr I would need to pay straight away. Reviewed on: 14th January 2023

Great credit card so easy to apply

Low interest and simple to use easy to apply to Reviewed on: 14th January 2023

Flexible spending

The credit card is such a great way to increase your credit score! Reviewed on: 14th January 2023

super service

excellent customer service and help with your account Reviewed on: 14th January 2023

Outstanding professional services

Zopa is outstanding. Their staff are very supportive and promptly respond to queries at all times. Getting a loan and a credit card from them took less than 5 minutes! Their services remain the best experience that I have ever had. I highly recommend them to families, friends, and everyone. Reviewed on: 14th January 2023

Excellent

Amazing good Apr, absolutely nice Reviewed on: 14th January 2023

the most prompt

very happy with the services provided. easy to understand for everyone Reviewed on: 14th January 2023

Quick and easy

Was speedy to register with then and communication with them is the best I've ever had with a card provider. Reviewed on: 14th January 2023

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