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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Credit card

Great credit card for emergency funds and payments get credited immediately back onto your card Reviewed on: 14th January 2023

Great product

Great product with great service Reviewed on: 14th January 2023

Excellent & ethical

Zopa has allowed me to build my credit rating whilst keeping my limit at a reasonable amount Reviewed on: 14th January 2023

Great service

It’s a great service, great company for helping you get back on track with your credit score Reviewed on: 14th January 2023

Please customer

Have had the best experience with zopa and they have helped me build my credit score Reviewed on: 14th January 2023

Very good

Really good experience would definitely recommend you to a freind Reviewed on: 14th January 2023

Fabulous

Never had a problem with Zopa, very helpful, professional and friendly service. Reviewed on: 14th January 2023

Really great company

Easy, fast, simple credit card application. Great rates, even better customer service. No complaints whatsoever Reviewed on: 14th January 2023

Love it

Quick and easy to apply and manage Reviewed on: 14th January 2023

My First Credit Card fir Years

Thanks too Zopa I have managed to have a credit card again. Over the past 4 yrs I was with a woman who run up big debts on cards using my name. I have managed to clear these and acquired a credit card again thanks to ZOPA. I would like to thank Zopa for putting there trust in me... Reviewed on: 14th January 2023

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