Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent app/card for travelling

I used this card to travel to Australia, really useful and didn't cost a lot Reviewed on: 14th January 2023

FRIENDLY WELCOME

I was refused elsewhere because of poor credit, but you accepted me. Reviewed on: 14th January 2023

Great company

Supportive and understanding. I have always managed to talk to ZOPA. Reviewed on: 14th January 2023

Credit card

Good credit card instrest is reasonably low it helps a lot Reviewed on: 14th January 2023

Clear Finance

Straight forward. Clear site. Easy to follow. Would definitely recommend. Reviewed on: 14th January 2023

Great for credit building

Useful for those trying to improve their credit score Reviewed on: 14th January 2023

Excellent service provider

Excellent service and communication from point of application to despatch of card. I am very happy to recommend Zopa to family members and friends. Thank you. Reviewed on: 14th January 2023

Recommend

Never had an issue, good credit card and limit Reviewed on: 14th January 2023

Best credit card

Best bank and credit card easy to apply and very quick. Online vety easy to sign on . I am very happy with staff credit card and online system Reviewed on: 14th January 2023

Easy and trustworthy

At last, a card provider that is transparent and trustworthy. Highly recommended Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.96 from 349 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews
Purchase credit cards
from MBNA 2.69 from 197 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub