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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Nice

……Good ////::::one…….is the best Reviewed on: 14th January 2023

Grateful

When i was starting out Zopa was the only company that offered me a credit card with a good APR - straight out of uni. In a very small amount of time i had managed to build my credit to excellent. Their services are easy to use and their customer support is always quick and reliable Reviewed on: 14th January 2023

Credit card

So easy to use the on line app.affordable interest rates .Good notification Reviewed on: 14th January 2023

Simply the best customer experience

Simply the best: from the start the experience has been flawless. Can’t fault the team and the customer service. Thank you Reviewed on: 14th January 2023

Amazing

Amazing company great customer service and always there when needed Reviewed on: 14th January 2023

Great apr on purchases

Great apr on purchases. Lower than most. Easy to make payments and manage account online/through the app. No problems. 10/10 Reviewed on: 14th January 2023

Highly recommend

Very helpful very easy to apply very happy Reviewed on: 14th January 2023

Great service, loads more information on the app than other providers

Help with understanding your credit score, clear repayment dates Reviewed on: 14th January 2023

Excellent service

Very easy to apply. Approval through in minutes and credit available in hours. Reviewed on: 14th January 2023

Brilliant Company.

Very pleased with this company. Helpful and a great company to be with. Reviewed on: 14th January 2023

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