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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

The best credit card on the market

The best credit card on the market, the app is easy to use Reviewed on: 14th January 2023

great for quicky

ideal for quick spending if you need it , fee reasonable , no hidden costs Reviewed on: 14th January 2023

Simple, clear with lots of comms

Just a brilliant company. Really clear easy to follow and you know where you stand Reviewed on: 14th January 2023

Spot on.

Very easy to use and very useful tools in app. No complaints at all Reviewed on: 14th January 2023

Zopa credit card

This has helped me massively during a dry period of work and was a godsend over Christmas. Reviewed on: 14th January 2023

No drama

Easy to communicate as said before no drama Reviewed on: 14th January 2023

Credit made easy

So easy to setup, add to your digital wallet and have that backup credit on hand to give you peace of mind Reviewed on: 14th January 2023

Simplicity & Fairness

Zopa are really easy to set up, communicate with, find support, use the app etc. I have six credit cards and yet theirs is the most user friendly and accessible. They also have very fair interest rates and fees etc. Reviewed on: 14th January 2023

Amazing company!

Zopa are brilliant they really understand their customers Reviewed on: 14th January 2023

Easy form to fill in immediate response I was excepted and have piece of mind with zopa

I feel confident now I have money to fall back on in case of emergency Reviewed on: 14th January 2023

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