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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great for credit building

Useful for those trying to improve their credit score Reviewed on: 14th January 2023

Excellent service provider

Excellent service and communication from point of application to despatch of card. I am very happy to recommend Zopa to family members and friends. Thank you. Reviewed on: 14th January 2023

Recommend

Never had an issue, good credit card and limit Reviewed on: 14th January 2023

Best credit card

Best bank and credit card easy to apply and very quick. Online vety easy to sign on . I am very happy with staff credit card and online system Reviewed on: 14th January 2023

Easy and trustworthy

At last, a card provider that is transparent and trustworthy. Highly recommended Reviewed on: 14th January 2023

Absolutely zero stress when navigating web pages for information

Although, there hasn't been any need to discuss queries or interactions with custom service representatives I am certain to receive a good level of customer care. Reviewed on: 14th January 2023

Financially friendly

Helped me when I needed it and helping me to get back on track Reviewed on: 14th January 2023

Excellent

Very quick and easy process to apply and card delivered fast Reviewed on: 14th January 2023

Amazing service

Amazing service good all round app always know what's happening at any time Reviewed on: 14th January 2023

Credit card

Great credit card for emergency funds and payments get credited immediately back onto your card Reviewed on: 14th January 2023

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