Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44350)

Excellent support

4
Great app, great support team if needed ...can get through to a real person Reviewed on: 14th January 2023
Aline's avatar
Aline

Excellent

5
Excellent. Easy and simple to use. Reviewed on: 14th January 2023
popova.veselina@yahoo.co.uk's avatar
[email protected]

Excellent

5
Great App Zopa service . Good information about credit limits ! Reviewed on: 14th January 2023
Joanne Stokes 's avatar
Joanne Stokes

GREAT CARD TO IMPROVE AND BUILD CREDIT

5
Zopa card has helped me steadily build by credit and improve my finances. Easy to use app and loads of helpful advice and management my money tools. Customer is always on hand to help with any question or queries I may have. I feel guided and not alone. I see Zopa as a helpful friend. Reviewed on: 14th January 2023
Zenobia Fynn's avatar
Zenobia Fynn

Great Support

5
Great support, tips, reminders to help you look after your finances Reviewed on: 14th January 2023
bekkaroo2@gmail.com's avatar
[email protected]

Top

5
Im so happy USD Zopa i will recommend 100 % Reviewed on: 14th January 2023
Robert Wroblewski's avatar
Robert Wroblewski

Excellent app/card for travelling

5
I used this card to travel to Australia, really useful and didn't cost a lot Reviewed on: 14th January 2023
Sue Angilley-Brown's avatar
Sue Angilley-Brown

FRIENDLY WELCOME

5
I was refused elsewhere because of poor credit, but you accepted me. Reviewed on: 14th January 2023
NGOSSAN ACHOUMON's avatar
NGOSSAN ACHOUMON

Great company

5
Supportive and understanding. I have always managed to talk to ZOPA. Reviewed on: 14th January 2023
Rajesh jadavji's avatar
Rajesh jadavji

Credit card

5
Good credit card instrest is reasonably low it helps a lot Reviewed on: 14th January 2023
Sonia mullins's avatar
Sonia mullins

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill