Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

View other Zopa products

4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Quality

Helped me when I needed it, great company Reviewed on: 14th January 2023

Awerded

Good work on the site, professional work and so quickly. Reviewed on: 14th January 2023

Very good

Professional and helpful , stress free and highly recommended Reviewed on: 14th January 2023

Incredible & economical of best rate!

The best so far, at affordable rate which i will give it a 100% best to me, I have a rest of mind on that which it makes me Happy, I can gladly recommend it to my friends and family. Reviewed on: 14th January 2023

Best by far

This credit card is the best I have had was simple to apply for . The app is very efficient and easy to use . Always kept upto date with what's happening on the Zopa family . Reviewed on: 14th January 2023

Great service

Easy to use and great service..I recommend to all my friends.. Reviewed on: 14th January 2023

Zopa for no.1

Very good company and app. Good customer service and range of products. Reviewed on: 14th January 2023

Good app

Easy working with and good app easy to work money only grip should put limits up more frequently Reviewed on: 14th January 2023

Great

The Zopa experience is exceptional Reviewed on: 14th January 2023

App brilliant. Clear and helpful

Good service great app easy access to account Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Clarity credit card
from Halifax 4.21 from 264 reviews
Credit card
from Zempler Bank 4.88 from 5175 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub