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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Brilliant

Easy to use and easy to keep track of on app Reviewed on: 14th January 2023

Easy Zopa App

Excellent credit card .. no hassling phone calls .. and a excellent easy app to use 5* Reviewed on: 14th January 2023

Trusted

Customer service is excellent, they care about my needs. Reviewed on: 14th January 2023

EASY, EASY , everything

The whole process has been very easy, low interest rates and very good customer service. Thank you. Reviewed on: 14th January 2023

Amazing. Credit booster

I had little to poor credit, I wasn't even expecting to be successful in my application, but this little card is helping me boost my credit so much, absolutely love it Reviewed on: 14th January 2023

Easy to apply for speedy response

I found the overall experience easy and straightforward Reviewed on: 14th January 2023

Great card

Brilliant credit card good to build your rating Reviewed on: 14th January 2023

Great service

Building my credit rating with Zopa is great Reviewed on: 14th January 2023

Fair provider

Understanding and fair credit card provider, 10/10 Reviewed on: 14th January 2023

Friendly, fast, easy

Quick application process, efficient service. Reviewed on: 14th January 2023

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