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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Awesome

5
I love it it manageable and so easy to use, best company I been with. Reviewed on: 14th January 2023
Kyle Gibbon's avatar
Kyle Gibbon

Amazing flexible card

5
Can use anywhere, accepted by Zopa with no fuss or hassle. Good app. I know what I'm using and where. Cannot complain. Can use online as easy as a high street store. Fab. Reviewed on: 14th January 2023
Stephen stevenson 's avatar
Stephen stevenson

Best ever credit provider

5
Easy to use credit product and frequent credit information. Low interest. Good app for account management Reviewed on: 14th January 2023
Promise's avatar
Promise

Best of the best

5
I have found Zopa to be exceptional in all regards when looking after their customers be it whether advice communication or just being professional everything a good company should be. Reviewed on: 14th January 2023
Anonymous's avatar
Anonymous

The best card with everything you need.

5
Zopa card has a quick and easy application with regular but not too many emails showing when payments are due and also offers they have including ways to get the best from your account. Definitely recommend Reviewed on: 14th January 2023
Lesley rodgers 's avatar
Lesley rodgers

Taking control of credit

5
So easy to transfer my balance. Really easy to keep control with easily understandable app- well done Zopa! Reviewed on: 14th January 2023
Louise Banks's avatar
Louise Banks

Simple

5
Simply the best credit card easy to use Reviewed on: 14th January 2023
Paul Hurst (Hursty)'s avatar
Paul Hurst (Hursty)

Always there and willing to help

5
I chose Zopa because of the wsy they are always willing to listen and hep. Reviewed on: 14th January 2023
Michael Hughes's avatar
Michael Hughes

Easy quickly and helpful to have any family

5
Lovely very promising and very nice reviews Reviewed on: 14th January 2023
Anonymous's avatar
Anonymous

Awesome

5
Great Credit Card company they treat you like a human not just a number ! Reviewed on: 14th January 2023
Paul Szetela's avatar
Paul Szetela

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