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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

First credit card

My first ever credit card after having a poor credit score, the app is really simple to use and very clear regarding your payments and payment options. Reviewed on: 14th January 2023

Great credit card from responsible lenders

A great credit card where the lenders keep you updated regularly on your spending limits and provides excellent support to help improve your credit rating. Would recommend this card to friends and family. Reviewed on: 14th January 2023

No fuss and easy to deal with.

Zopa are a company that are very easy to deal with and things get done with the minimum of fuss. I would gladly recommend them to people I know. Reviewed on: 14th January 2023

Simple process

The process of checking your balance online is so simple. Great low interest and tips each month on borrowing power. Reviewed on: 14th January 2023

Great app

Great app. Clear and easy to use. The only space to improve - add Apple Pay functionality. Reviewed on: 14th January 2023

Great rates brilliant support

The app is easy to use. They help you manage your spending and give advice. Reviewed on: 14th January 2023

Easy use.

The card is easy to use, and the app is excellent . Reviewed on: 14th January 2023

Zopa best credit card

Excellent customer service anytime I’ve had a query Reviewed on: 14th January 2023

Pleased

So easy to get app and instructions easy to understand and follow. Also pleased that I could put aside a wee bit as a safety net for emergency’s. Reviewed on: 14th January 2023

Excellent support

Great app, great support team if needed ...can get through to a real person Reviewed on: 14th January 2023

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