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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Brilliant

Best credit card company, quick and easy application and quick delivery, customer service is also great Reviewed on: 14th January 2023

Great card

Transparent service, you know exactly what you get and no hidden fees, communication seedings to none Reviewed on: 14th January 2023

Very easy to apply

Very easy to apply and updated constantly, then I applied for a loan and you can see everything on the app Reviewed on: 14th January 2023

Excellent sevice

My credit card exp is great, for credit increase, excellent aap service, amazing. All the time they keep eye for further offers excellent. Reviewed on: 14th January 2023

Zopa is a great credit card

Good credit card company, keeps you informed on all aspects of the benefits of having the card. Good customer service as well. Reviewed on: 14th January 2023

No hassle

Easy no fuss no hassle never have a problem an can always contact Reviewed on: 14th January 2023

Great company

Excellent service, communication and regular updates Reviewed on: 14th January 2023

No problems

Was easy to apply and have been very happy with the service I have received. Also keep you updated with your spends etc Reviewed on: 14th January 2023

Credit card

I was looking at getting a credit card and came across Zopa. I applied got accepted and had my card within a week. It’s perfect for what I need and the app is super easy to use I would definitely recommend them to anyone ! Reviewed on: 14th January 2023

Zopa Credit Card

Very good customer service and easy to use app for convenience. Reviewed on: 14th January 2023

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