Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great product

4
I use the app to manage my card. Such a great card. Easy and quick toake extra payment. No hassle. Reviewed on: 14th January 2023

Good

4
Got this credit card 2 months ago as a backup, haven’t used it yet Reviewed on: 14th January 2023

Good

5
It is a good credit card that does not hassle you and gives you the credit you need Reviewed on: 14th January 2023

Awesome

5
Great logical company with real people to actually talk not bots f you phone not use app Reviewed on: 14th January 2023

A good all around card

5
A good card, with clear and simple options, and different ways to manage it. Reviewed on: 14th January 2023

Easy to transfer funds. Good app interface

5
Was easy to set up and minimal need to contact customer services. Reviewed on: 14th January 2023

great credit card

5
does what it says easy website clear advice great service Reviewed on: 14th January 2023

Great service

5
Easy to setup very happy customer Reviewed on: 14th January 2023

Zopa the bank with the Triple Z Zing Rating

5
Zopa is the Zing in the Zone for the Zesty Zillionaire Reviewed on: 14th January 2023

Great company

5
Great company great customer service responsible lending Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products