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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Taking control of credit

So easy to transfer my balance. Really easy to keep control with easily understandable app- well done Zopa! Reviewed on: 14th January 2023

Simple

Simply the best credit card easy to use Reviewed on: 14th January 2023

Always there and willing to help

I chose Zopa because of the wsy they are always willing to listen and hep. Reviewed on: 14th January 2023

Easy quickly and helpful to have any family

Lovely very promising and very nice reviews Reviewed on: 14th January 2023

Awesome

Great Credit Card company they treat you like a human not just a number ! Reviewed on: 14th January 2023

Easy to use, the app is great, top customer service

My experience with Zopa has been really positive in every way. The app is great and easy to use, allowing you more control over your credit card. Telephone customer service has also been positive. Would recommend. Reviewed on: 14th January 2023

Tops card

Great company, great service. Helpful, Reviewed on: 14th January 2023

Perfect customer service

Answer professional and i would recommend it Reviewed on: 14th January 2023

your in control

the app you control your finances repayments increase and decrease your credit limit help when you want it Reviewed on: 14th January 2023

Bad credit

I was accepted on Sunday and I now have the card. Wow quick work guys. Reviewed on: 14th January 2023

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