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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Quite handy to use. I am glad to have zopa credit card. It makes my life easy. Reviewed on: 14th January 2023

Amazing credit card Company

No Hassle quick applications very firm with their help and want you to do better with money. I'd recommend to anyone! Reviewed on: 14th January 2023

Great card and company

Very good app, reasonable rates for my circumstances and customer service is brilliant Reviewed on: 14th January 2023

Simple and easy

Easy to apply and manage my account Reviewed on: 14th January 2023

Great Card

Great Card , easy to use, a card you can have confidence in. Reviewed on: 14th January 2023

Easy to use app., always working well.

Very flexible card, easy to make a payment, easy to make a contactless purchase. Reviewed on: 14th January 2023

Mr

It’s good to I’m using this Zopa credit card Reviewed on: 14th January 2023

fabulous

very good credit card I did like to have an increase credit but its OK anyway Reviewed on: 14th January 2023

excellent service

Friendly staff,more knowledgeable and ready to support in every way Reviewed on: 14th January 2023

Excellent

It’s so easy to use and very good customer service Reviewed on: 14th January 2023

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