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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy to transfer funds. Good app interface

Was easy to set up and minimal need to contact customer services. Reviewed on: 14th January 2023

great credit card

does what it says easy website clear advice great service Reviewed on: 14th January 2023

Great service

Easy to setup very happy customer Reviewed on: 14th January 2023

Zopa the bank with the Triple Z Zing Rating

Zopa is the Zing in the Zone for the Zesty Zillionaire Reviewed on: 14th January 2023

Great company

Great company great customer service responsible lending Reviewed on: 14th January 2023

Awesome

I love it it manageable and so easy to use, best company I been with. Reviewed on: 14th January 2023

Amazing flexible card

Can use anywhere, accepted by Zopa with no fuss or hassle. Good app. I know what I'm using and where. Cannot complain. Can use online as easy as a high street store. Fab. Reviewed on: 14th January 2023

Best ever credit provider

Easy to use credit product and frequent credit information. Low interest. Good app for account management Reviewed on: 14th January 2023

Best of the best

I have found Zopa to be exceptional in all regards when looking after their customers be it whether advice communication or just being professional everything a good company should be. Reviewed on: 14th January 2023

The best card with everything you need.

Zopa card has a quick and easy application with regular but not too many emails showing when payments are due and also offers they have including ways to get the best from your account. Definitely recommend Reviewed on: 14th January 2023

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