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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Excellent

Good customer service. And easy to use Reviewed on: 14th January 2023

Great app, very easy to use

Great app very easy to use. Questions answered easily and app is clear and accessible Reviewed on: 14th January 2023

There when needed

They helped me through a difficult time and were understanding. Reviewed on: 14th January 2023

Good Credit Card

Give opportunity to who is starting to build credit Reviewed on: 14th January 2023

Smart banking

User friendly app, great customer service Reviewed on: 14th January 2023

Even dinosaurs could use Zopa

I am a dinosaur, age and mind, so modern technology does not come easy, Zopa makes the whole experience of getting and having a credit card online using a phone so simple! Why can’t others follow their example. My experience with them has given me more confidence in dealing with these things in a more modern way rather than face to face over a desk. I am really pleased I took the leap!!!!! Reviewed on: 14th January 2023

Zopa credit was there for me when I needed a credit card

I am a customer who has no complaints and very happy with the service I receive from Zopa. I would recommend to friends and family Reviewed on: 14th January 2023

Amazing!

Didn't have the best credit score but they gave me a credit card that works well a good borrowing credit and helping me improve my score at the same time, i have recommended my friends and they are just as happy as i am. Reviewed on: 14th January 2023

Fantastic company

Zopa have been a great company. Well thought out app and website. Always very helpful and always polite. Highly recommend Reviewed on: 14th January 2023

A credit to the credit card industry

A company that makes accessing credit easier! Fantastic communications and ease of use via the app… couldn’t ask for more! Reviewed on: 14th January 2023

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