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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Service Excellence

Brilliant company. Efficient and easy to use with a fabulous app providing superb customer support and fantastic, straightforward access to other company products and opportunities. Reviewed on: 15th January 2023

excellent

friendly customer service , easy app , Reviewed on: 15th January 2023

Mr

Brilliantly good To me is good help me out loads Reviewed on: 15th January 2023

Great financial assistance.

I've had nothing but smooth experiences with Zopa and the fact they have helped me understand what goes in to having good credit and being able to manage it means a huge weight has been lifted off my shoulders Reviewed on: 15th January 2023

Helping My Credit Score

Zopa was the first credit card company I’ve used for a very long time to help boost my credit score. The app is very easy to use and keeps me informed on my iPhone my spenditure, balance and reminds me when a payment is due. The App also is very informative. Would and have definitely recommend to my family and friends Reviewed on: 15th January 2023

Fantastic

One of the best credit cards in the country Reviewed on: 15th January 2023

Great card to build your credit score with

Help you get on your way to build your credit with Reviewed on: 14th January 2023

Amazing

Really good company Very good at answering any questions Also with helping when you need it Reviewed on: 14th January 2023

Very understanding credit card company

My experience with this credit card company was nothing else but pleasant! A credit card that understands your needs and what best suits you and I feel very comfortable knowing that they are on my side. Reviewed on: 14th January 2023

Zopla - Good company to deal with

My experience using Zopla has been very good always mindful of what amount you can have on a credit card ensuring that you don’t get yourself in financial problems. Reviewed on: 14th January 2023

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