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Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Easy to use app., always working well.

5
Very flexible card, easy to make a payment, easy to make a contactless purchase. Reviewed on: 14th January 2023

Mr

5
It’s good to I’m using this Zopa credit card Reviewed on: 14th January 2023

fabulous

4
very good credit card I did like to have an increase credit but its OK anyway Reviewed on: 14th January 2023

excellent service

5
Friendly staff,more knowledgeable and ready to support in every way Reviewed on: 14th January 2023

Excellent

5
It’s so easy to use and very good customer service Reviewed on: 14th January 2023

Great product

4
I use the app to manage my card. Such a great card. Easy and quick toake extra payment. No hassle. Reviewed on: 14th January 2023

Good

4
Got this credit card 2 months ago as a backup, haven’t used it yet Reviewed on: 14th January 2023

Good

5
It is a good credit card that does not hassle you and gives you the credit you need Reviewed on: 14th January 2023

Awesome

5
Great logical company with real people to actually talk not bots f you phone not use app Reviewed on: 14th January 2023

A good all around card

5
A good card, with clear and simple options, and different ways to manage it. Reviewed on: 14th January 2023

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