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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,495 reviews, last reviewed 20th Mar 2026
155800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026
Mrs T's avatar
Mrs T

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43495)

Good credit

5
They give good credit facilities Reviewed on: 14th January 2023
Abiodun salako's avatar
Abiodun salako

Excellent Provider

5
Have had no issues with Zopa, always provides information about my account in good time such as when and how much I need to pay every month. The App gives all the information about my account I need. Reviewed on: 14th January 2023
Christine Hannan's avatar
Christine Hannan

Quick an easy to sign up an use

5
Couldn’t be happier with the service so easy to use an keep track of Reviewed on: 14th January 2023
Jcoles's avatar
Jcoles

Very good service

5
Very good and efficient service, very helpful. Reviewed on: 14th January 2023
lea-annedean's avatar
lea-annedean

Balance transfer card

5
One of the best balance transfer cards out there. Reviewed on: 14th January 2023
Etjens Masjutins's avatar
Etjens Masjutins

A great, 2 in 1 credit card!

5
I love the split credit limit aspect of this card, you get one limit to spend and the other to transfer balances, with a great introductory transfer rate. It's proven to be a lifeline for me because my credit history isn't perfect. Highly recommended! Reviewed on: 14th January 2023
F Riaz's avatar
F Riaz

Zopa staff

5
Very helpful polite,very good service overall they servere to please customers Reviewed on: 14th January 2023
Rick hinton's avatar
Rick hinton

Great service

5
Great service and better rate than any off the others credit card. Reviewed on: 14th January 2023
Bryan Siddall's avatar
Bryan Siddall

Very good service

5
Very good, reliable and professional Reviewed on: 14th January 2023
Vasileios Psarros's avatar
Vasileios Psarros

Only card you will need.

5
Great prices and customer service. Easy to use app. What more do you need? Reviewed on: 14th January 2023
Nick Denning's avatar
Nick Denning

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